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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79972 reviews)

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4.76

Based on 79,867 reviews, last reviewed 5th Jul 2026

5420900% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79972)

Very good alternative is the payment in three with n...

Very good alternative is the payment in three with no interest added? Reviewed on: 11th June 2026

Great for little luxuries

Great service and hassle free. Spreading the cost over three payments make my life a lot easier and it allows me the have a few little luxuries now and then. Reviewed on: 11th June 2026

Financial climate relief

In today's financial climate the paypal pay in 3 reliefs the stress enabling those essential purchases. Reviewed on: 11th June 2026

Pay in 3 is a great way to spread costs and PayPal...

Pay in 3 is a great way to spread costs, and PayPal credit often has deals with retailers allowing for interest free credit for a number of months. Great for helping out with spreading costs over a period. Reviewed on: 11th June 2026

PayPal - a brand you can trust

PayPal is my ‘go to’ payment provider. Widely accepted and reliable, I’ve had scam issues in the past and PayPal were able to help me when neither the vendor or my bank would. More recently I’ve made use of their Pay in 3 option which has made life more manageable especially when prices are rising everywhere. All in all, you can’t go wrong with PayPal. Most definitely a brand you can trust! Reviewed on: 11th June 2026

Easy to use and understand.

Easy to use and understand. You know what you are signing up for and when the repayments are to be made. You know how the payments are going to be taken and if you miss one it is easy to log in and make payment as soon as you are able. Reviewed on: 11th June 2026

Easy Finance Option

I've been using PayPal Pay in 3 for quite some time and have always found it easy to use. It is an excellent way to pay for larger items without my monthly salary being depleted by too much in one go and I like that I don't have to take costly long term finance for big purchases. Reviewed on: 11th June 2026

Great to have this option.

Great to have this option. Easy to set up and use and great communication from PayPal as to when payments are come up etc. Reviewed on: 11th June 2026

A very good and convenient system for spreading the...

A very good and convenient system for spreading the cost of an item Reviewed on: 11th June 2026

Always use PayPal great service never any problems

Always use PayPal great service never any problems Reviewed on: 11th June 2026

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