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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101300)

Pay in 3 recommended

5
I have used pay in 3 often and it has meant that I can afford new things without the stress of going into an overdraft! Reviewed on: 8th July 2026

RELIABLE AND SECURE

5
PayPal has always been a reliable and easily accessible app to hold my funds and quickly send friendly and family money! It is super safe and a great option for purchasing and sending money. The pay in 3 option is also available which works with 3 instalments each month! Reviewed on: 8th July 2026

Excellent service.

5
Excellent service. Most of all 100% trustworthy Reviewed on: 8th July 2026

Easy to use, good customer service, very safe to use.

5
Easy to use, good customer service, very safe to use. Reviewed on: 8th July 2026

So easy to split payments into 3 months using Pay in...

5
So easy to split payments into 3 months using Pay in 3, helps me purchase items which are more expensive and budget to repay without any interest at all, it’s brilliant. Reviewed on: 8th July 2026

Excellent payment options.

5
Excellent. The instalments option worked well for me. Reviewed on: 8th July 2026

I use Payt in 3 for bigger buys

5
I use Payt in 3 for bigger buys great for big items over time, brilliant service and covered if needed to get a refund great service already set up with bank details so hassle free. Reviewed on: 8th July 2026

My exprience with paypal is just amazing.

5
My exprience with paypal is just amazing. Ir gives me peace of mind as they offer a very good service. They are worth what they do to us customers. I am happy to say that using paypal is the most efficient and reliable. Reviewed on: 8th July 2026

All good, notching complicated.

5
All good, notching complicated.notification all the time money goes out and in. Reviewed on: 8th July 2026

simple and quick easy to understand

5
simple and quick easy to understand Reviewed on: 8th July 2026

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