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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79834 reviews)

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4.76

Based on 79,746 reviews, last reviewed 4th Jul 2026

5409400% increase in 5 star reviews

in the past 90 days

10300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had any problems with paypal Never had any problems with paypal Reviewed on: 4th July 2026

Latest lowest rating:

1

pay in 3 i have used paypal for years paying subscriptions ordering froma amazon deliveroo and i still not get approved you should be fairer to the people who ... Read more Reviewed on: 4th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79834)

spread the impact

Used pay-in-3 to spread the impact of a bigger purchase - it made life so much easier on the monthly budget. Reviewed on: 11th June 2026

PayPal Pay in 3

I have been using PayPal Pay in 3 for quite some time, and overall I have found it to be an excellent service. It has been particularly helpful for managing my budget, especially when making larger purchases, as it allows me to spread the cost over manageable instalments without unnecessary complexity. One of the aspects I appreciate most is how straightforward and user-friendly the Pay in 3 checkout process is. Applying for and using the service during checkout has consistently been quick, simple, and convenient, which contributes to a positive overall experience. If I were to highlight one area for improvement, it would be the PayPal app interface following the recent updates. Previously, all Pay in 3 purchases were displayed clearly on a single page, making it easy to view and manage active plans at a glance. The earlier layout felt more organised, intuitive, and visually appealing. In comparison, the current Pay in 3 home screen is less user-friendly and not as visually pleasing. Important information appears more fragmented, requiring additional navigation to find details that were previously accessible in one place. Reintroducing some of the simplicity and clarity of the previous interface would significantly improve the user experience. Overall, I remain very satisfied with PayPal Pay in 3 and would recommend the service, but I believe the app's Pay in 3 interface could benefit from further refinement to restore the ease of use offered by the previous design. Reviewed on: 11th June 2026

I use PayPal frequently for both everyday and larger...

I use PayPal frequently for both everyday and larger purchases. The Pay in 3 and PayPal Credit options have been really useful for spreading the cost of items, and I find the service easy, secure, and straightforward to use. Reviewed on: 11th June 2026

Pensioner awards PayPal for excellent service with 5*

Every time I use PayPal, I get excellent service and Customer services excellent as well Reviewed on: 11th June 2026

So easy and convenient...

I've been using Paypal for years, it makes things so quick and simple, whilst at the same time safeguarding my card details, I've just used "the 3 payment option" which is great, as it's interest free so cost me no more to spread the cost, it's great , I'll always use it and recommend it. Thanks Reviewed on: 11th June 2026

Used pay in 3 several times found it easy and very e...

Used pay in 3 several times found it easy and very effective Reviewed on: 11th June 2026

my go-to payment choice

always been my go-to payment choice. know you’re safe and is so easy. Reviewed on: 11th June 2026

Ihapy suer

I like it, I'm happy.like it, I am happy and recommend it to others. Reviewed on: 11th June 2026

Paypal is the best especially buying on line.

I always use PayPal to buy anything on line because I trust them. Their pay in 3 payment scheme is excellent. Ive used this many times. I wouldn't use anything else Reviewed on: 11th June 2026

PayPal safepal

Trustworthy with great safety measures Reviewed on: 11th June 2026

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