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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101300)

Great service

5
Safe easy to use and great customer service Reviewed on: 8th July 2026

Used pay in three many times.

5
Used pay in three many times. Once goods did not turn up and got refund back in to my account. Can't fault he service that is provided by PayPal Reviewed on: 8th July 2026

Best App

5
Using PayPal to purchase was quick and easy Reviewed on: 8th July 2026

Easy and convenient, makes buying more expensive stu...

5
Easy and convenient, makes buying more expensive stuff more affordable Reviewed on: 8th July 2026

I love the use of PayPal pay in 3 for larger 0% purc...

5
I love the use of PayPal pay in 3 for larger 0% purchases. Reviewed on: 8th July 2026

Pay in 3 is seamless.

5
Pay in 3 is seamless. When my account was hacked recently Paypal were helpful. Reviewed on: 8th July 2026

Just a few clicks

5
So quick and easy to arrange . You know exactly when money is going out and how much . A reminder is sent a few days before hand. Reviewed on: 8th July 2026

PayPal pay in 3 really helped me when I was in finan...

5
PayPal pay in 3 really helped me when I was in financial distress having to buy something and pay it for 3 months made it possible for me especially buying flight tickets to go for funeral gave me a chance to work and pay without paying any interest Reviewed on: 8th July 2026

Easy to use

5
Easy to use and you can spread your payments at no extra cost Reviewed on: 8th July 2026

I have had a Pay Pal account for many years and have...

5
I have had a Pay Pal account for many years and have always found it to be perfect for all my online shopping needs, the pay in 3 service is a great help and enables me as a pensioner to spread costs on items I would otherwise not be able to afford. I have never had a cause to contact customer service as Pay Pal have always been reliable. Reviewed on: 8th July 2026

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