Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,746 reviews, last reviewed 4th Jul 2026
5409400% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems with paypal Never had any problems with paypal Reviewed on: 4th July 2026
Sheila B's avatar
Sheila B

Latest lowest rating:

1

pay in 3 i have used paypal for years paying subscriptions ordering froma amazon deliveroo and i still not get approved you should be fairer to the people who ... Read more Reviewed on: 4th July 2026
local j's avatar
local j

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79758)

All good never had problem used multiple times

5
All good never had problem used multiple times Reviewed on: 11th June 2026

So easy to use spreading the payments makes it easie...

5
So easy to use spreading the payments makes it easier to purchase things you would think were too expensive for a one off payment Reviewed on: 11th June 2026

Helpful hand

5
I frequently use PayPal’s Pay in 3 feature to allow me to spread the cost of a purchase. Most of the times, it’s not about the actual cost, but the fact that Pay in 3 is in essence interest-free. So, I’d rather hold onto my money and make some more in interest instead of spending it outright. I would appreciate a feature where PayPal informs people the day before a payment is to go out. Also, it would be good to reward people’s loyalty in some way! Reviewed on: 11th June 2026

The best help

5
I love the option, it helps me with my shopping list that is not a must but still necessary Reviewed on: 11th June 2026

PayPal - It just works!

5
Solid, dependable, it just works Reviewed on: 11th June 2026

Very easy to use.

5
Very easy to use. Very good at resolving issues. Reviewed on: 11th June 2026

Paypal pay in 3 gives you freedom and flexibility wi...

5
Paypal pay in 3 gives you freedom and flexibility with out the worries Reviewed on: 11th June 2026

Wonderful support

5
Very clear on each transaction and customer support always knowledgeable. Also quick answer phone calls and employees always kind. Reviewed on: 11th June 2026

PayPal is going downhill

1
Some customer service agents are rude and don’t tell the truth and I believe are purposefully doing so to stop you using PayPal Reviewed on: 11th June 2026

Really good tool to make more expensive purchases ma...

5
Really good tool to make more expensive purchases manageable Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 148791 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products