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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

Cash when you need it

5
Easy to use and straight forward Reviewed on: 8th July 2026

PayPal is my go-to payment method

5
PayPal is my go-to payment method whenever I shop online. The buyer protection program gives me peace of mind, knowing that my money is safe if something goes wrong with an order. It's secure, fast, and accepted almost everywhere." Reviewed on: 8th July 2026

A very good way to pay

5
A very good way to pay for me,fast and secure. Reviewed on: 8th July 2026

Very easy to use and feels secure

5
Very easy to use and feels secure Reviewed on: 8th July 2026

I use PayPal for everything where I can

5
I use PayPal for most purchases and subscriptions. The pay in 3 is very useful when I am trying to budget my expenditure. I find it safe and extremely easy to use. Reviewed on: 8th July 2026

Seamless access, straight forward and secured.

5
Seamless access, straight forward and secured. It was easy to sign in and I have been using PayPal for several years now. I’m always rest assured while buying things online that my account is protected. Reviewed on: 8th July 2026

The best secure way to buy

5
PayPal has always been there, always making my experiences and transactions very secure ensuring all my buys are safe for me. Reviewed on: 8th July 2026

Very smooth and efficient service

5
Very smooth and efficient service that does exactly what it says Reviewed on: 8th July 2026

.PayPal the no fuss credit provider.

5
PayPal is a no fuss credit provider with excellent straight forward customer care. PayPal has great customer service and are an easy provider to deal with. Reviewed on: 8th July 2026

PayPal offers a quick, interest free solution to buy...

5
PayPal offers a quick, interest free solution to buy more expensive purchases. As someone who has previously been in a lot of debt and refraining from using credit, PayPal offers the perfect solution of being able to buy more expensive items without drastically affecting the monthly budget by dividing the purchase into 3, without all the nasties credit usually entails! Reviewed on: 8th July 2026

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