Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

I remember I got scammed a while ago maybe few years...

5
I remember I got scammed a while ago maybe few years ago and PayPal really helped me out to get my money back. Understanding me too regardless I was bad at English haha Reviewed on: 8th July 2026

Quick and easy.

5
Quick and easy. Plenty of updates and notice for when payments are due. Quick to resolve disputes. Reviewed on: 8th July 2026

Using PayPal in in 3 it really helps me spread the c...

5
Using PayPal in in 3 it really helps me spread the cost on items I want to get really helps to give me time Reviewed on: 8th July 2026

Excellent service

5
I have never had any issues. Whenever I have had the need to call PayPal I have been met within friendly courteous and professional staff who have always resolved any disputes or concerns. Thank you ! Reviewed on: 8th July 2026

BEST Financial Provider

5
Always professional and whenever I have had an issue, PayPal always put it right Reviewed on: 8th July 2026

Good service

5
Would highly recommend, makes it more affordable to purchase items online. Great company and good customer service. Reviewed on: 8th July 2026

So easy to be able to pay in 3, makes things more af...

5
So easy to be able to pay in 3, makes things more affordable without adding interest, definitely worth doing Reviewed on: 8th July 2026

I’ve been using PayPal now for years I always use Pa...

5
I’ve been using PayPal now for years I always use PayPal when it’s an option at the checkout I feel safer doing so and the pay in 3 option which I’ve used many a time is a great option when I need something but don’t have the funds to buy right out. Reviewed on: 8th July 2026

Fast easy payments great service issues resolved qui...

5
Fast easy payments great service issues resolved quickly Reviewed on: 8th July 2026

Customer friendly, straightforward, very understandi...

4
Customer friendly, straightforward, very understanding, personally speaking PayPal will give you their best advice, guide you and protects you to best of their ability. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181143 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products