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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

A safe, convenient way to pay which is at a competit...

4
A safe, convenient way to pay which is at a competitive cost Reviewed on: 8th July 2026

Excellent

5
Easy and efficient service . Simple to manage and excellent to resolve any issues Reviewed on: 8th July 2026

Secure and easy to use.

5
Secure and easy to use. Recommend it to family and friends. Reviewed on: 8th July 2026

Never any problem and short solution when needed

5
Never any problem and short solution when needed Reviewed on: 8th July 2026

I had good experience and all transactions were hand...

5
I had good experience and all transactions were handled very smoothly and professionally by PayPal Reviewed on: 8th July 2026

Fast transaction, the 3 installment payment helps a...

5
Fast transaction, the 3 installment payment helps a lot for my financial budget, Reviewed on: 8th July 2026

Five star service

5
Simple and easy to set up any problems ive had have been dealt with swiftly by the cusomr service team Reviewed on: 8th July 2026

Excellent fast service and great suoerbcommunication

5
Excellent fast service and great communication Reviewed on: 8th July 2026

Some transfer rates are high

4
Some of the exchange rates are extremely high. I believe, for example, that when transferring from Swiss francs to pound sterling, a 15-pound charge can be quite high Reviewed on: 8th July 2026

Paypal has been great for pay in 3

5
Paypal has been great, I have used them alot to buy things that are needed for the house or my family using pay in 3, it makes it alot more affordable for us as a family and it's zero interest aswel which makes it alot more affordable and worth using. Reviewed on: 8th July 2026

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