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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79383 reviews)

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4.76

Based on 79,366 reviews, last reviewed 3rd Jul 2026

5373000% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79383)

I love the fact PayPal is available almost everywher...

I love the fact PayPal is available almost everywhere online. I always use it when available Reviewed on: 11th June 2026

Pay in 3 is my little lifesaver

I use pay in 3 all the time, it’s such a simple process and really helps to spread the cost of purchases for someone like me who has a decent income but not the best at planning ahead for things like home improvements, birthdays and other events that might need a purchase of £100 or more. It means I can still make the purchase and not be penalised by having to resort to a credit card or some other way of paying which hits you with interest or any other charges or possibility of forgetting about the next payment. Reviewed on: 11th June 2026

Easy peasy

Easy to use ,convenient and efficient. Any problems addressed quickly and with ease .a great way of spreading payments Reviewed on: 11th June 2026

PayPal is the way to go

PayPal gives you a secure easy way to pay and helps spread the cost Reviewed on: 11th June 2026

Paypal great for making payments to retailers.

Paypal great for making payments to retailers , details are stored securely so that you don't have to fill out card details on retailer sites each time you purchase. I love the pay in free system great when you shop and just a little tight on income. All in all a great site to use. Reviewed on: 11th June 2026

User friendly

Easy to use. Trusted and secure. great for helping you budget your finances without a tonne of interest. Widely excepted re retailers etc. informative. Always lets you know in advance when a payment is due. Reviewed on: 11th June 2026

I use pay in 3 frequently to budget for larger purch...

I use pay in 3 frequently to budget for larger purchases. It’s so easy to set up and really helps to spread the repayments over 3 month Reviewed on: 11th June 2026

Very useful, 3 monthly manageable payment.

Having the option to split the payment into 3 monthly accounts is extremely helpful, I use it all the time it’s very useful when it comes to birthdays and Christmas. Reviewed on: 11th June 2026

It's just makes everything so much easier

It's just makes everything so much easier and convenient Reviewed on: 11th June 2026

I love using the pay in 3 option and it makes it eas...

I love using the pay in 3 option and it makes it easier for me to control and calculate my spending I use it all the time and would easily recommend to others to use it too. I wish they’d let me use the pay in 4 option too as that would help me even more handle my spending whenever I spend on my hobby Reviewed on: 11th June 2026

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