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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

Never had a negative experience.

5
Never had a negative experience. Always reliable and user friendly to interact with Reviewed on: 8th July 2026

I love PAYPAL

5
Pay in three is very good if you have a big bill to pay, EXCELLENT. I've used it a lot of times. Reviewed on: 8th July 2026

Paypal makes life easier

5
I use Paypal as often as I can. It's quick easy and it's easy to keep track of payments. The option of spreed over three payments has helped on buying bigger purchases. Reviewed on: 8th July 2026

I’ve used PayPal for donkeys years first through EBa...

5
I’ve used PayPal for donkeys years first through EBay and now using the debit card, I trust them to keep me and my money safe and the new cards collect points and points mean prizes. 100% use PayPal over my other bank accounts Reviewed on: 8th July 2026

Easy and fast to use - reliable service - I will alw...

5
Easy and fast to use - reliable service - I will always look for PayPal check out first to use! Reviewed on: 8th July 2026

ICOE a good option

5
Needed to buy emergency plane tickets to visit my unwell brother and at the time cash was a problem so I used this option which helped me spread the cost. Reviewed on: 8th July 2026

I’ve never encountered any problems

5
I’ve never encountered any problems whilst using PayPal, it’s very easy to use , by far the best Reviewed on: 8th July 2026

Great service, very reliable

5
Great service, very reliable,A* all the way. Reviewed on: 8th July 2026

PayPal is good that I take for granted

5
PayPal makes payment so much easier - you can spread payment interest free, pay your friends or receive payments from your friends. In fact, PayPal is part of my life that I take granted. Reviewed on: 8th July 2026

It’s simple to use and have been for years good for...

5
It’s simple to use and have been for years good for pay in three and online payments and money transfer for family birthdays in Spain. Instant and straight forward Reviewed on: 8th July 2026

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