Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

Excellent and Flexible Payment Option

5
I’ve had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and splitting payments into three interest-free installments has made managing my budget much easier. Payments are taken automatically on time, and the app is simple to use and easy to keep track of. It’s a convenient, reliable, and flexible payment option that I would happily recommend to anyone looking for a stress-free way to spread the cost of purchases. Reviewed on: 8th July 2026

Very helpful.

5
Very helpful. Trustworthy. Ease of use. Reviewed on: 8th July 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s fast, secure, and makes sending and receiving money incredibly easy. The checkout process is simple, and I appreciate the extra layer of buyer protection when shopping online. The app is user-friendly, transactions are processed quickly, and it’s accepted by so many retailers. Overall, PayPal is a reliable payment service that I trust and would happily recommend to anyone looking for a convenient way to manage online payments. Reviewed on: 8th July 2026

Best way to pay

5
I have used Paypal for as long as I can remember and I find it to be the most trustworthy way to pay and send money. Paypal Pay in 3 has also been a blessing too. Excellent Reviewed on: 8th July 2026

Easy to use!

5
Love using PayPal as it’s safe and secure and easy to use Reviewed on: 8th July 2026

ery happy satisfied on PayPal Whenever I need it...

5
Im very happy satisfied on PayPal Whenever I need it it was there to help me to buy tickets or different market things so im very very confident on it thank you PayPal Reviewed on: 8th July 2026

When the going gets tough.

5
PayPal: Pay in 3 is the easiest and fastest way to get financial help, especially these days of the cost-of-living crisis. I have used it several times to sort myself out when things get tough. The eligibility criteria are not steep, and the loan is interest-free. PayPal: Pay in 3 makes life bearable in these difficult times. I have recommended it to friends and family and will continue to do so. Reviewed on: 8th July 2026

Reliable, safe and secure platform

5
Easy secure process for payments and managing money, a trustworthy platform. I feel safe using Paypal and they make transactions simple. Reviewed on: 8th July 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s quick, secure, and very easy to use for sending and receiving payments. The app and website are straightforward, and I appreciate the extra security features that make me feel confident when making purchases online. Payments usually go through smoothly, and the overall service has been reliable and convenient. Reviewed on: 8th July 2026

I have never had a bad experience with paypal any ti...

5
I have never had a bad experience with paypal any time i had a problem with ebay paypay sorted it out top marks all round Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181143 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products