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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79221 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79222)

It’s great for a little extra help when needed and t...

It’s great for a little extra help when needed and to have security on payments Reviewed on: 11th June 2026

Easy to use, hassle free experience when making onli...

Easy to use, hassle free experience when making online purchases. Reviewed on: 11th June 2026

Easy life ..

Just makes life and buying certain items far much easier Reviewed on: 11th June 2026

Pay in 3 is brilliant and i over use it if anything.

Pay in 3 is brilliant and i over use it if anything. Paypal credit very useful but i would like to see that on a screen a little more straightforward, so you can see exactly how much you need to pay back on any given month to avoid any fees. Reviewed on: 11th June 2026

Paying in 3

Great way to pay for some more expensive items without paying interest Reviewed on: 11th June 2026

Very easy and quick

Had an emergency where I needed to get a credit card, even if it was just a virtual one. I created it in minutes with PayPal Reviewed on: 11th June 2026

It's just so easy and ever present.

It's just so easy and ever present. Never had any hassle whatsoever Reviewed on: 11th June 2026

Whenever I use PayPal: Pay in 3, I find it extremely...

Whenever I use PayPal: Pay in 3, I find it extremely easy to use and it provides such great convenience. You can use Pay in 3 practically everywhere. This is why PayPal is my first option whenever checking out online. Reviewed on: 11th June 2026

Easy to use and worthwhile rewards!

Really easy to use and a very good points/ reward system that is actually worthwhile having. Reviewed on: 11th June 2026

Great experience, good customer service

Great experience, good customer service Reviewed on: 11th June 2026

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