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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79239 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79240)

PayPal is so easy to use.

PayPal is so easy to use. You can log into your account and easily keep track of what you’re spending and who with and how much you have left to pay. It’s my go to with most things! Reviewed on: 11th June 2026

It was so long ago I can only remember that it was e...

It was so long ago I can only remember that it was excellent customer service. Reviewed on: 11th June 2026

Pay in 3 - best way to buy

Pay in 3 is an excellent way to spread payment for some of the more expensive things I buy, without getting into credit card debt. Payment taken automatically without setting up direct debits make it really easy. Reviewed on: 11th June 2026

PayPal has always been my go to for secure and effic...

PayPal has always been my go to for secure and efficient payments with eBay and having the flexibility of pay in three or PayPal credit has been great advancement. I trust and feel protected using PayPal. Reviewed on: 11th June 2026

A good experience

It’s been a good experience, helps a lot. Reviewed on: 11th June 2026

Most places expect PayPal and it’s even better that...

Most places expect PayPal and it’s even better that you can spread the cost over 3 Reviewed on: 11th June 2026

Not refunded 1 of 3 payments still waiting after a...

Not refunded 1 of 3 payments still waiting after a week Reviewed on: 11th June 2026

easy to use and quick with no hassel

Very easy to use and quick with no hassel Reviewed on: 11th June 2026

PayPal has helped me and my family to be able to aff...

PayPal has helped me and my family to be able to afford things when we haven’t been able to afford to pay the full amount, by helping me spread the costs to a more affordable payment schedule. It’s just been amazing for me and my family Reviewed on: 11th June 2026

Always easy to use, flexible payment and can top up...

Always easy to use, flexible payment and can top up in between. One thing that would be great is if you could use the paypal plus rewards balance towards the pay in 3 Reviewed on: 11th June 2026

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