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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101302 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101302)

Couldn’t recommend PayPal enough 100/10

I use PayPal day to day and have never had any problems it always comes in handy and has saved me more times than I can count Reviewed on: 8th July 2026

Paypal has become all but indispensible for online p...

Paypal has become all but indispensible for online purchases especially from overseas. But locally, the Pay in 3 is a very useful way of spreading medium sized purchases, taking them from the "need to check my balance" range to the "don't need to think about it" range. Reviewed on: 8th July 2026

Very useful service.

Very useful service. Would recommend. Reviewed on: 8th July 2026

It works well very convenient.

It works well very convenient. Helps me with ordering and my subscriptions Reviewed on: 8th July 2026

I have been using PayPal for years now and I think i...

I have been using PayPal for years now and I think it’s an excellent service with truly helpful staff Reviewed on: 8th July 2026

Big Buys, Small Bites

Big Buys, Small Bites Honestly, PayPal Pay in 3 has been a game changer. It lets me split bigger purchases into three interest-free payments, which makes life so much easier no more denting my bank account all at once. It's super simple to use. At checkout, just select it, and you're done. No lengthy applications, no scary credit checks, just a quick, transparent way to spread the cost. The app tracks everything, so I always know what's due and when. Best of all, you still get all the usual PayPal protection, so I feel safe even when I'm paying over time. It's flexible, stress-free, and has genuinely helped me budget better. Highly recommend! Reviewed on: 8th July 2026

The pay in 3 is a great experience.

The pay in 3 is a great experience. I have used when purchasing larger items and spreading the cost is very effective and supportive to my family. Reviewed on: 8th July 2026

Nope I dont

Good no no no lol why long omg omg Reviewed on: 8th July 2026

Preferred payment system

Simple, quick and effortless payment options Reviewed on: 8th July 2026

Best star

PayPal is so easy and straightforward to use. Best around Reviewed on: 8th July 2026

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