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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79262 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79262)

It’s great, easy to use service.

It’s great, easy to use service. Reviewed on: 11th June 2026

Smooth and easy experience .

Smooth and easy experience . Using PayPal is very easy and secure Reviewed on: 11th June 2026

Easy and straight forward any time I have used Have...

Easy and straight forward any time I have used Have always been approved fast and had hassle free purchases and payments Reviewed on: 11th June 2026

Easy to understand products, great interest free off...

Easy to understand products, great interest free offers and very easy to use the app. Reviewed on: 11th June 2026

I love having access to PayPal pay in 3 it means tho...

I love having access to PayPal pay in 3 it means those larger purchases don’t have to wait. You know in advance what dates the remaining payments will be taken and they are automatically taken so you don’t have to worry about making the payments manually. They are also interest free. Reviewed on: 11th June 2026

Clear and simple

Always notified of upcoming payments.clearly set out so you can manage and see what you still owe. V handy. Reviewed on: 11th June 2026

Easy way to spread cost - quick to process and pay s...

Easy way to spread cost - quick to process and pay safely online. Reviewed on: 11th June 2026

Great payment method

I have been using PP pay in 3 for almost a year and absolutely love it. Spreads the cost of purchased items over three months. I feel like I can afford everything now. Household items doesn't seem expensive anymore when you pay for them in three installments. Very clever and very helpful. Would recommend to anyone Reviewed on: 11th June 2026

Good offers easy to use also the app is good and eas...

Good offers easy to use also the app is good and easy to understand Reviewed on: 11th June 2026

It’s easy to use and very secure

It’s easy to use and very secure Reviewed on: 11th June 2026

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