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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79279 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79279)

Pay in 3 is so convenient

Pay in 3 is really convenient for a luxury purchase which then becomes affordable. Reviewed on: 11th June 2026

Excellent service

I always use PayPal as it’s safe and easy. I particularly like the pay in 3 options Reviewed on: 11th June 2026

It is simple , quick and efficient .

It is simple , quick and efficient . Reviewed on: 11th June 2026

Using PayPal is rather easy.

Using PayPal is rather easy. I have used its pay-in-three and credit features which are very intuitive. The main paying feature is also straightforward - select a payment source and go. The best thing about using PayPal is that the seller doesn't see any of your bank details which is limiting the possibility of them being stolen. Reviewed on: 11th June 2026

Easy and trusted financial service

Paypal gives me an easy and safe way to make online transactions, it is a trusted form of payment which was useful to me when I was self employed and also let's me spread the cost of larger purchases which comes in handy. Reviewed on: 11th June 2026

Really good service use this regular as I feel safe...

Really good service use this regular as I feel safe when paying my money Reviewed on: 11th June 2026

PayPal gives a lot of flexibility, with providing di...

PayPal gives a lot of flexibility, with providing different types of payment options, and the ability to spread the costs makes life a little less stressful. Reviewed on: 11th June 2026

PayPal pay in 3, what a service

I really rate this service. It’s so handy. And helps me to afford things I want, knowing I can spread the cost at no extra charge. If I have had a problem, their customer service has always been excellent. Reviewed on: 11th June 2026

I love paypal, its easy and accessible,

I love paypal, its easy and accessible, my only qualm is OCCASIONALLY ive had a few problems with the resolution centre they dont listen thats why I make sure I have every bit of proof now, and they dont offer the same financial backing as say other companies you have to push for it, it took me a long time to get a decent paypal credit, yet I have a decent credit score. Reviewed on: 11th June 2026

I find PayPal really easy to use.

I find PayPal really easy to use. I like the extra security from paying with PayPal. Their customer service is always excellent. My only downside is that you can’t tweak your payment dates. Reviewed on: 11th June 2026

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