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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79189 reviews)

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4.76

Based on 79,072 reviews, last reviewed 2nd Jul 2026

5345900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79189)

Pay in 3 helps me to spread the costs of large bills...

Pay in 3 helps me to spread the costs of large bills without the need for credit or using a credit card. Reviewed on: 11th June 2026

Its a fantastic easy and reliable way of paying for...

Its a fantastic easy and reliable way of paying for larger purchases...no hassle and as long as you budget for the payment each month its a no brainer. Would highly recommend and we've never had an issue since we've used PayPal pay in 3 Reviewed on: 11th June 2026

Easy and safe

Pay in 3 is very easy, I use all the time and my family like it for security Reviewed on: 11th June 2026

The only payment method i needed

Its so convenient to use paypal sending and receiving money, its amazing offers of flexibility are top notch Reviewed on: 11th June 2026

Instalment and security. .

Love that PayPal allow you to pay in three instalments. They also give you confidence and security for your purchases. It’s great to know I can check on my pay in 3 plan and pay it earlier if I can. Knowing they helped me get money back from a company that took my money and didn’t deliver my purchase means I will always recommend it. Reviewed on: 11th June 2026

Credit without the worry

Pay in 3 is a fantastic way to afford any medium-sized purchase you need but are a little short of funds for - not only do you get approved for it incredibly quickly, but the three monthly payments are interest free so it's way better than using a credit card. It's available to use at loads of retailers too. Reviewed on: 11th June 2026

PayPal has made me feel safe in buying on line again...

PayPal has made me feel safe in buying on line again ,there pay in 3 has made it easier to pay for items that I would not have enough money for Reviewed on: 11th June 2026

Convenience

PayPal is very convenient to use, it’s streamlined and quick - the multiple options of payment makes larger payments easier. Having direct debit options means I don’t have to worry about remembering to pay. Reviewed on: 11th June 2026

Exactly what wanted easy to use

Exactly what uwanted easy to use Reviewed on: 11th June 2026

Simple but effective

It’s easy to use but unsure how good customer service is as I never had an issue to require help. Reviewed on: 11th June 2026

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