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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101302 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101302)

PayPal is my go to financier when purchasing items.

PayPal is my go to financier when purchasing items. I find Pp excellent for use on platforms like eBay. Reviewed on: 8th July 2026

Easy and quick

It was easy ,straightforward and quick process no messing about Reviewed on: 8th July 2026

Purchasest slightly below £30

Being able to use the Pay in 3 has come in handy in a few occasions especially for purchases slightly £30. Reviewed on: 8th July 2026

sorted disputes out for me allways ...

sorted disputes out for me allways been fair Reviewed on: 8th July 2026

Secure payments & buyers protection...

Secure payments with added buyers protection... what's not to love about PayPal. I have been using it for 20+ years & never had a problem at any stage... Reviewed on: 8th July 2026

Always amazing and easy to use love pay palsafest wa...

Always amazing and easy to use love pay palsafest way to pay for things Reviewed on: 8th July 2026

Amazing service

Very good service with paypal. They go above and beyond to make sure everything is to your satisfaction. Reviewed on: 8th July 2026

There are pros but with cons too!

Pay in 3 concept definitely opens more doors of buying expensive products in a stress free way and was super easy to apply. However, Pay in 3 does get complicated if you only have your credit card linked as you are asked to link your Debit Card - all payments then get messed up and the app starts taking the payments from your Debit Card (not just the pay in 3). For me personally, that was stressful to unwind all of it and fix it forward so now I avoid using it! Reviewed on: 8th July 2026

Satisfactory with areas that can be improved.

Easy to use to some extend, but customer service can be challenging not getting back to you with response when they say they would. Imability to pay in 3 because moved house while stll sam person and customer for more than 5years. Reviewed on: 8th July 2026

Really easy to navigate.

Really easy to navigate. Had no issues so far. Had a refund processed thought it would be hard to sort out the money. Was actually really easy. Reviewed on: 8th July 2026

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