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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

I have been using PayPal for many years

4
Great app, I have been using PayPal for many years and have no issues. Reviewed on: 8th July 2026

Feeling secure.

5
Safe way to pay and know that if I purchase an item and it turns out to be something sub standard, I can be assured that PayPal have my back. Reviewed on: 8th July 2026

It is a very good service that I will always use and...

5
It is a very good service that I will always use and recommend to others Reviewed on: 8th July 2026

Straight forward and simple to do

5
Straight forward and simple to do Reviewed on: 8th July 2026

Satisfied long term user

5
I've used PayPal for many years now and find the service to be highly reliable. I particularly appreciate the pay-in-3 option with zero interest as it helps with monthly expenses. When acting as the seller i have also found them to be reliable in getting money back when necessary Reviewed on: 8th July 2026

Easy and efficient way to use PayPal services!

5
Easy and efficient way to use PayPal services! Reviewed on: 8th July 2026

PayPal pay in 3

5
I’ve now used PayPal Pay in 3 a few times and it’s genuinely one of the most useful features I’ve come across for online shopping. Being able to split purchases into three interest-free payments makes bigger buys feel much more manageable without the stress of a big hit to my bank balance all at once. Reviewed on: 8th July 2026

Very straight forward and easy to use

5
Very straight forward and easy to use Reviewed on: 8th July 2026

Makes shopping expenses easy to manage

5
Makes shopping expenses easy to manage Reviewed on: 8th July 2026

Simple and easy payment device thank you

5
Simple and easy payment device thank you Reviewed on: 8th July 2026

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