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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79107 reviews)

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4.76

Based on 79,072 reviews, last reviewed 2nd Jul 2026

5345900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79107)

I regularly use PayPal to pay for my items on pay in...

I regularly use PayPal to pay for my items on pay in 3, it is interest free and manageable for a stay at home mum . Even when I worked full time I used it. I can see the upcoming payments and balance easily via the app with no penalty to pay off early or even pay off an extra £20 here and there if that’s all you want to do. I build up my PayPal points and use them for other items completely free such as a garden slide,cinema tickets etc. if I didn’t have access to PayPal my and my children’s lives would not be as easy as it is now. I regularly recommend the app to my friends and family. Reviewed on: 11th June 2026

Effective, efficient and accurate.

Effective, efficient and accurate. Highly recommend and. Very safe too. First choice in all my payment options. Reviewed on: 11th June 2026

Payoal Review

Always easy to use and helps to finance buying things Reviewed on: 11th June 2026

Always helps out and never had any issues !

Always helps out and never had any issues ! Reviewed on: 11th June 2026

Love Payin3!

Love Payin3! It helps me budget my spendthrift bag. I only buy online from traders who offer PayPal. Reviewed on: 11th June 2026

Love that I have 4 months interest free , so have ti...

Love that I have 4 months interest free , so have time to pay back. Also love the buyer protection Reviewed on: 11th June 2026

I always feel like my money is safe with PayPal cust...

I always feel like my money is safe with PayPal customer service has always been amazing Reviewed on: 11th June 2026

Used multiple times, super easy & convenient!

Have used PayPal pay in 3 multiple times, super easy to use and always have reminders before payment is due to come out. Very convenient when something is needed but can’t fully commit to the full cost. Have used to help pay for gifts, treats and sometimes even a food shop before payday. Reviewed on: 11th June 2026

I this is a great feature as it kept making bigger p...

I this is a great feature as it kept making bigger purchases slightly easier, especially in this financially difficult time. Reviewed on: 11th June 2026

Peace of mind

Gives peace of mind when I can pay by paypal, especially if I'm unsure if a wedsite is legitimate. The pay in 3 option is very helpful when unexpected expenses crop up Reviewed on: 11th June 2026

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