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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

Very safe to use helps me to divide my payment witho...

5
Very safe to use helps me to divide my payment without feeling stress Reviewed on: 8th July 2026

Very efficient and easy to use.

5
Very efficient and easy to use. I feel like it’s safe and I feel as if the process is one of the best around. Reviewed on: 8th July 2026

Never had a problem with the service personally but...

4
Never had a problem with the service personally but completely disagree with their censorship over adult content and banning adult artists from getting paid through their service. Will continue to use until they personally affect me. Reviewed on: 8th July 2026

i use paypal to save and send money all the time.

5
i use paypal to save and send money all the time. it is an efficient way of easily sending money without all of the faff of going through different procedures. It’s quick and simple which is very convenient for necessary rapid payments Reviewed on: 8th July 2026

The convenience is the key here.

4
The convenience is the key here. It helps budgeting and facilitates goal achievement. Reviewed on: 8th July 2026

For all ages

5
Very convenient app for all ages Reviewed on: 8th July 2026

Helps you budget for unexpected expenses

5
It’s great for when you see a bargain you just can’t miss but payday is a week away and it’s so easy to use. Reviewed on: 8th July 2026

Paypal supports the nation in times of need

5
PayPal makes payments quick and convenient and I appreciated the pay in 3 scheme it’s very helpful in times of need Reviewed on: 8th July 2026

Pay in 3 - does what it says on the lid

5
Paypal’s Pay-in-3 has always been very much a “does what it says on the lid” kind of service; reliable and efficient with no hidden costs. It provides you the ability to spread costs on larger buys over a 3 month timeframe, and honestly it has saved me more than once! Reviewed on: 8th July 2026

Trustworthy handling sellers

5
Always been there when had issue with seller ect Reviewed on: 8th July 2026

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