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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

PayPal is the new and friendly bank

5
The facility of 3 installment payment allows me to regulate my finances the new payment 30 day's later is excellent for when wanting to bid or make an offer feasible when funds are low and the PayPal debit card is great to use rather payment with bank debit card as it allows a build up of points Reviewed on: 8th July 2026

Great company

5
Always find my purchases go through with no hassle and very quickly authorised Reviewed on: 8th July 2026

Outstanding

5
Had no problems with PayPal excellent service Reviewed on: 8th July 2026

It's very easy to use.

5
It's very easy to use. Montly plans are the best Reviewed on: 8th July 2026

Pay my bills.

5
Been using pay pal for some time now and they have a good service. Plenty of choice for pay methods. Reviewed on: 8th July 2026

Pay in 3 gets a yes from me!

5
The pay in 3 option is seamless, quick and easy! From logging in, to getting approval, it’s the perfect option for a quick purchase. I would recommend it to anyone. Reviewed on: 8th July 2026

Never had an issue with PayPal always good.

5
Never had an issue with PayPal always good. Reviewed on: 8th July 2026

Easier way

5
It’s a very good way of budgeting for the purchases you would like to get, and easier way to buy them. I certainly would recommend it. As long as you always pay on time it helps with your credit. Reviewed on: 8th July 2026

My go-to for safe, easy money management.

5
Here’s a short, genuine, impactful version: I’ve used PayPal since I was 16, and I’m 19 now — it’s been my trusted way to manage money from the very start. What I value most is how simple and secure it feels; shopping online never worries me, because I know I’m protected if anything goes wrong. It was also the first place I could safely keep and send money, which gave me real peace of mind and confidence handling my own finances. Reviewed on: 8th July 2026

Simple and safe

5
Paypal is very simple to use and there is lots of help available if there are any issues or problems with payments etc. I have found it to be very secure and reliable, especially the Pay in 3 option Reviewed on: 8th July 2026

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