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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78856 reviews)

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4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (78856)

PayPal is my main payment method for my online trans...

PayPal is my main payment method for my online transactions. It gives me confidence to buy across platforms with the security it offers to all consumers. Reviewed on: 10th June 2026

Very good experience!!

It’s been good so far!! Instalment help with spreading the cost and day to day finances. Reviewed on: 10th June 2026

Pay in 3 is easy to understand and is easy to set up...

Pay in 3 is easy to understand and is easy to set up , everything is explained to you easily and clearly ,such as when payment will take place and how much you have left to pay and it’s easy to find in the app Reviewed on: 10th June 2026

Pay in 3 is a great option to manage finances.

Pay in 3 is a great option to manage finances. Reviewed on: 10th June 2026

Amazing company

Always helpful and it is easy to see transactions and to check on parcels and delivery. I have been duped in the past and Paypal have helped me retrieve my money. Reviewed on: 10th June 2026

Brilliant for purchasing

With everything I purchase through PayPal gives me peace of mind because if there is ever a problem I know PayPal will help if I cannot get it sorted myself and it’s a relief because my bank doesn’t help at all. Reviewed on: 10th June 2026

I have never had a bad experience using PayPal alway...

I have never had a bad experience using PayPal always great customer service Reviewed on: 10th June 2026

It's safe to pay .

It's safe to pay . In case something happens they help to recover money Reviewed on: 10th June 2026

Reliable, trustworthy and straightforward

PayPal has always been a trustworthy and reliable service (in my personal experience) that I use often when shopping online for peace of mind. In the years I’ve been using PayPal I’ve never had any issues, it’s always a smooth and easy experience/process even when I need to refund something or when I am using their pay in three option for big expenses. All round very happy with paypal and will continue to use it in the years to come. Reviewed on: 10th June 2026

Convenient, helpful and simple

Pay in 3 is really convenient and helps me with being able to own the item i like by offering an easy way to pay without heavy upfront costs and zero percent interest! The charging is already very transparent and reliable via the app where you can track how much more you need to pay and for how long. Best of all, you get the security layer brought about by paying via paypal, you do not need to disclose your bank/card details! Reviewed on: 10th June 2026

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