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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

Spread the cost with PayPal

5
I use pay in 3 for big purchase items to help me spread the cost. It's great as there is no interest added and last year I was rewarded money off a purchase for being a valued customer. It also helps my credit score. Reviewed on: 8th July 2026

Paypal Pay in 3

3
Times ive used it worked well, however most times trying to use it ends up not being available. Reviewed on: 8th July 2026

I love this option of payments.

5
I love this option of payments. I get monthly pay, so it's alot better than clear pay or kalarna. Reviewed on: 8th July 2026

Easy to use and the pay later option has really been...

5
Easy to use and the pay later option has really been impactful Reviewed on: 8th July 2026

PayPal what’s not to love

5
PayPal is excellent for those slightly more expensive purchases,so you can still have what you need at a much more affordable monthly price-fantastic,with no interest. What’s not to love. Perfect Reviewed on: 8th July 2026

PAY IN 3 OPENS A WORLD OF POSSIBILITIES

5
PAY IN 3 MAKES IT POSSIBLE AND SIMPLE TO ENJOY PURCHASES THAT WOULD OTHERWISE BE COST PROHIBITIVE. Reviewed on: 8th July 2026

I have never had any problems and PayPal is my go to...

5
I have never had any problems and PayPal is my go to method of payment Reviewed on: 8th July 2026

Would use again.

4
Don’t use much but, from what I have done it’s a very good platform. No interest and easy to use. Would definitely use again Reviewed on: 8th July 2026

Great Service, Easy to Use

5
Simple to use with good communication provided throughout their service. An option which makes paying much more flexible. Reviewed on: 8th July 2026

Always have a great experience with what ever I use...

5
Always have a great experience with what ever I use PayPal for Reviewed on: 8th July 2026

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