Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78695 reviews)

View other PayPal products

4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78695)

Keeping it Easy with PayPal.

Such an easy and accessible app to use. Love the visual layout. Each page leads easily to the next. Thanks PayPal! Reviewed on: 10th June 2026

Love having the option

Love having the option on pay in three helps with spreading the cost Reviewed on: 10th June 2026

always great if a problem occurs !

always great if a problem occurs,deciding quickly on the merits of the com plaint and usually decides in the favour of their customer Reviewed on: 10th June 2026

I trust them and use the app for everything never ha...

I trust them and use the app for everything never had any issues Reviewed on: 10th June 2026

Easy to use

Easy to use, reliable, intuitive, helps me day to day Reviewed on: 10th June 2026

quick lending of money

it is quick and fast lending of money spilt in 3 x payments to suit my budget every month without having to rely on credit cards with high APR and the payments are taken out of my account automatically therefore i do not have to worry about transferring money back to PP Reviewed on: 10th June 2026

Planning for future events.

I use the Pay in 3 feature when planning for future events. It helps me to smooth out my finances and is especially useful when there's a lot coming up. Reviewed on: 10th June 2026

Pay in 3

PayPal pay in 3 helps me budget for some purchases which I wish to make Reviewed on: 10th June 2026

never had any issues

never had any issues when using the platform happy with ease n quickness as well Reviewed on: 10th June 2026

I use it all the time when buying games and on many...

I use it all the time when buying games and on many platforms so much easier than trying to find your card at times Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.34 from 557 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 147333 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub