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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101302 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101302)

The app is great and so easy to use and understand.

The app is great and so easy to use and understand. You get information about upcoming payments with the lay in monthly amounts. They email you about your payments and transactions and you get all the information you need. It really is a great app and I use it for everyday payments. Reviewed on: 8th July 2026

I now use PayPal for every transaction

I now use PayPal for every transaction if the option to do so is available. I feel 100% safe using PayPal because I have come to realise my transactions are protected and secure. Feeling safe with online transactions is of utmost importance to me and only PayPal gives me that confidence Reviewed on: 8th July 2026

Efficient and easy to use.

Efficient and easy to use. Whenever you make a purchase it is straightforward and easy to use, they have good security, which also doesn't take 10 minutes to login. Reviewed on: 8th July 2026

Complete confidence using PayPal

I have complete confidence using PayPal to pay for orders etc. It gives me perfect peace of mind and is my first point of call, especially when ordering online. Reviewed on: 8th July 2026

Easy way to split occasional spending

Pay in 3 is great for the occasional extra which would otherwise be a bit too much for your budget. Reviewed on: 8th July 2026

Pay in 3

PayPal's Pay in 3 is an absolutely awesome, brilliant, and incredibly useful feature that makes online shopping so much easier. Being able to split payments into three interest-free installments without any hidden fees or extra costs is a massive benefit. The entire process is extremely simple, fast, and completely intuitive, with the approval decision taking just a few seconds during the checkout process. This payment solution allows me to manage larger or unexpected expenses comfortably without putting an immediate strain on my monthly budget. I use this option regularly and can highly recommend it to anyone looking for a safe, reliable, and flexible way to pay online! Reviewed on: 8th July 2026

Using PayPal to pay is good .that’s all I can say

Using PayPal to pay is good .that’s all I can say Reviewed on: 8th July 2026

Excellent

Easy to use the pay instalment is good idea as well. Overall very good Reviewed on: 8th July 2026

It was very helpful to support the unexpected spending.

It was very helpful to support the unexpected spending. Reviewed on: 8th July 2026

yes very nice

i enjoy it a lot, i can spend more money on silly things and not feel as bad :3 Reviewed on: 8th July 2026

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