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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78557 reviews)

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4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78558)

Good services

Good services. Happy to use this service Reviewed on: 10th June 2026

It is a secure, reliable service.

It is a secure, reliable service. Also the option to pay late at zero interest is great . Reviewed on: 10th June 2026

Sailing the world with PayPal

Sailing the world means constantly changing borders, but PayPal keeps our finances completely steady. It is the ultimate bridge between our global YouTube community and our life at sea. Whether our subscribers are fueling our next passage from across the globe or we are purchasing crucial boat parts from a remote marina, PayPal makes cross-border transactions seamless, secure, and instant. It’s an absolute essential in our cruising toolkit—allowing us to focus on the horizon rather than the paperwork! Thank you Good Deeds Sailing Reviewed on: 10th June 2026

PayPal customer services has alwaysn professiona...

PayPal customer services has always been professional and supportive when I had an issue with an item that had not been delivered in the time frame. I highly recommend PayPal to all my family and friends. I have used pay in three and it was very helpful and easy to use. The app is easy to use and navigate around. Reviewed on: 10th June 2026

Easy to use.

Easy to use. Never had any issues Reviewed on: 10th June 2026

I have been using paypal almost 20 years and never h...

I have been using paypal almost 20 years and never had an issue. It's reliable and secure Reviewed on: 10th June 2026

I am using Paypal many years,Its trustworthy and can...

I am using Paypal many years,Its trustworthy and can be used in many retailers Reviewed on: 10th June 2026

The threshold needs to be lower.

The threshold needs to be lower. Not sure how eligibility is worked out haven't been approved several times but have on other times! Reviewed on: 10th June 2026

In this day and age, when finances are stretched fro...

In this day and age, when finances are stretched from one day to the next, Paypals Pay in 3 has been a great help. Not only does it help my finances go further but I always know exactly what will come out of my bank account and when. It has meant I could purchase items that I may have decided not to purchase due to cost and affordability at the time. Paypal have made it really easy to control this type of credit but ultimately, the user has to decide if they can meet the payments. As for the biggest bonus of using it, it's absolutely free! There are no hidden costs. What you borrow is what you pay. Great job Paypal. Reviewed on: 10th June 2026

Interest free credit - Perfect

Interest free credit for paying over 3 months - cant go wrong Reviewed on: 10th June 2026

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