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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101303)

Very easy to use and value for money

Very easy to use and value for money Reviewed on: 8th July 2026

Super easy to use.

Super easy to use. Takes seconds to be accepted for Pay in 3 and I like how PayPal aso send payment reminders. Reviewed on: 8th July 2026

Excellent service as always

Excellent. Always reliable service, does exactly what it says on the tin with no hidden small prints! Keep up the good work Reviewed on: 8th July 2026

I’ve been able to make countless purchases that I wo...

I’ve been able to make countless purchases that I would not have been able to make without it Reviewed on: 8th July 2026

Keep being Great PayPal

I have used PayPal for most of my online shopping if it is available with the retailer. I find the ease and security of paying for goods this way suits my needs. The added help to spread the cost of expensive items I.e. pay in 3 and pay next month is a real help if payday is a few weeks away. Keep doing what you do so well PayPal and keep being great…. Reviewed on: 8th July 2026

Easy to use and secure.

Easy to use and secure. When I shop online, as soon as I see a PayPal option, I feel relieved because I am 100% sure the website is safe. Reviewed on: 8th July 2026

Super convenient

Super easy experience to be able to split my payment into 3 - simple instructions, fast and very convenient to make my payments just that little bit more manageable. Reviewed on: 8th July 2026

Smart, helpful, always on hand!

Smart, helpful, always on hand! Love PayPal, my only option to get help, paying in 3, as bad credit. Thank you Reviewed on: 8th July 2026

Very good I definitely will recommend to family and...

Very good I definitely will recommend to family and friends. Reviewed on: 8th July 2026

It's a great service

I've used pay in 3 multiple times, it's a lifesaver and makes big purchases possible even when you're on a fixed income. I used it to purchase a new bed, spreading the payments out over 3 months was the only way I could ever afford it. It's easy to track what you owe on the website/app and there are no hidden fees. I'll absolutely recommend it to anyone. Reviewed on: 8th July 2026

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