Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

View other PayPal products

4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101304)

Top class

Every time top class highly recommend. Reviewed on: 8th July 2026

Feels safe using PayPal

Feels safe using PayPal as a middle man and helpful having interest free pay in 3 for bigger purchases it makes a big difference and makes budgeting much easier!! Reviewed on: 8th July 2026

Its ok, not great

I've only made one payment, have not yet made the second or third, I wish I could've chosen the date for the next payment so it wouldve aligned with payday and I wouldn't have to worry about remembering to keep a specific amount in that account for a month as I couldn't set a date for it to align for payday to then use that money Reviewed on: 8th July 2026

It is so easy to setup and use.

It is so easy to setup and use. Frequent emails to update you on payments and information. Never had an issue Reviewed on: 8th July 2026

Very proficient service.

Very proficient service. Really helpful and quick to resolve any issues. Reviewed on: 8th July 2026

Recommend PayPal to anyone

PayPal pay in 3 allowed me to comfortably spread the cost of a sofa over 3 months ago it didn't leave us short Reviewed on: 8th July 2026

Fast and Secured Payment

PayPal provides me with the opportunity of reliable, secured and faster payment Reviewed on: 8th July 2026

I love using PayPal, I've never had any issues

I love using PayPal, I've never had any issues Reviewed on: 8th July 2026

Such a simple process to set up the payments

Such a simple process to set up the payments Reviewed on: 8th July 2026

Convenient, trust worthy and reliable

Always been very easy to use and I feel safe using the service. Security over payments, options to pay in 3 and customer service right there when you need them. I’ve used PayPal for many many years and have never encountered an issue. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.16 from 5 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181145 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub