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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

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4.76

Based on 101,303 reviews, last reviewed 8th Sep 2026

20% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101303)

PP summary

Easy to navigate ,without being to complicated Reviewed on: 8th July 2026

Easy to set up and good option for payment

Easy to set up and good option for payment Reviewed on: 8th July 2026

Brilliant and safe

Great, quick and safe online payment method Reviewed on: 8th July 2026

PayPal pay in 3 allowed me to manage my finances

PayPal pay in 3 allowed me to manage my finances Reviewed on: 8th July 2026

PayPal rocks

I've always used PayPal and its been fantastic when spreading the cost of larger items like flights. Its my gotoo. Reviewed on: 8th July 2026

Easy to use .

Easy to use .. straightforward way to pay .. pay in 3 .. most shops accept PayPal. Helpful to make it affordable to get something by paying in 3 Reviewed on: 8th July 2026

Personal experience for using PayPal for over 13 years

I've been using PayPal for over 13 years, and my experience has been consistently excellent. One of the features I use the most is Pay in 3, which has made it much easier for me to buy the things I need without the pressure of paying everything upfront or paying interest. Whenever I've had an issue with an order, whether an item didn't arrive, was incorrect, or there was another problem, PayPal's customer service has always been friendly, professional, and quick to help. Every time I've contacted them, they have resolved the issue efficiently and made the process stress-free. The flexibility, reliability, and excellent customer support are the reasons I've continued to use PayPal for so many years. I highly recommend PayPal Credit and Pay in 3 to anyone looking for a trusted and convenient way to manage their purchases. Reviewed on: 8th July 2026

paypal is a brilliant!!

paypal is a brilliant way to pay your way! without any hassle! not had any problems whatsoever!! Reviewed on: 8th July 2026

Pay in 3

Pay in 3 helped spread the cost, fast and easy to setup. Recommend it for the big purchases that might be a little out of budget Reviewed on: 8th July 2026

Quick and easy to use.

Quick and easy to use. Got myself some new equipment with a payment plan that made it easier and more convenient for my budget. Reviewed on: 8th July 2026

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