Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77595 reviews)

View other PayPal products

4.76

Based on 77,494 reviews, last reviewed 29th Jun 2026

5196300% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77595)

Excellent in general.

Excellent in general. Had some issues with the Pay in 3 system, which doesn't recognise my address even though it worked well before. Reviewed on: 9th June 2026

Trustworthy and reliable

PayPal has been fantastic over the many years I've used it. I've never had any difficulties. Customer services helped when I had been mis-sold an item on Ebay many years ago. I always know I can trust PayPal. Reviewed on: 9th June 2026

I have used PayPal for many years to protect my card...

I have used PayPal for many years to protect my card details. I have also used it’s interest free payment offers which are very useful. Reviewed on: 9th June 2026

Accessible purchasing for everyone

It’s always clear and accessible. Easy to understand how to use and this process makes it affordable for everyone to make bigger purchases. Reviewed on: 9th June 2026

Fantastic way to spread cost of more expensive items.

Fantastic way to spread cost of more expensive items. Reviewed on: 9th June 2026

Paypal - go to money app

Every time I get in a situation where I'm not sure how to transfer money eg. from abroad, Paypal comes up trumps ! Reviewed on: 9th June 2026

So easy to use, very helpful !

So easy to use, very helpful! I love using it and has such an easy way to log in and use with the passkey portal! I would recommend using pay pal to anyone for ease when doing payments! Reviewed on: 9th June 2026

Always prompt responses to any issues

Always prompt responses to any issues Reviewed on: 9th June 2026

Can’t say about CS but all else great

Can’t say about CS as I have never needed it. Very efficient way to pay. Reviewed on: 9th June 2026

I used a lot the pay in 3.

I used a lot the pay in 3. I can buy things I like with the ease of paying in 3 months. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146144 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub