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PayPal: Pay in 3 reviews

4.76
Based on 101,303 reviews, last reviewed 8th Sep 2026
20% decrease in 5 star reviews
in the past 90 days
21% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101303)

Easy to use and excellent service

5
Easy to use and excellent service Reviewed on: 8th July 2026

Great service

5
Great way to split bigger payments,always let you know when payment is due. Reviewed on: 8th July 2026

Flexible use of credit

5
Very flexible, and useful for spreading costs after a very busy year. Reviewed on: 8th July 2026

Quick an simple to follow with use,anytime had a iss...

5
Quick an simple to follow with use,anytime had a issue it as been resolved within minutes of calling Reviewed on: 8th July 2026

Excellence personified

5
Excellent. No worries at all. l am 87 and have trouble with my memory but PayPal gives me no trouble at all and l can relax knowing l am in safe hands. Reviewed on: 8th July 2026

I have been a member of PayPal for quite a few years...

5
I have been a member of PayPal for quite a few years and have only ever had 1 problem that wasn't solved. Quick and easy to use. Reviewed on: 8th July 2026

PayPal is Indeed safe and Good to use generally

5
PayPal is Indeed safe and Good to use generally Reviewed on: 8th July 2026

Friendly pay

5
Easy to use and user friendly, good connection with my bank account Reviewed on: 8th July 2026

Very helpful in helping me pay for a product or serv...

5
Very helpful in helping me pay for a product or service sooner than I would have that otherwise I would have saved for Reviewed on: 8th July 2026

Easy to use and accepted most places.

5
Easy to use and accepted most places. Works with most devices and multiple ways of paying makes it really easy. Great to have option to keep contacts in there for easy access to paying friends and family. Reviewed on: 8th July 2026

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