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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77231 reviews)

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4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77231)

Great service

I have used this a few times for more expensive purchases and it has been really smooth for me and very helpful. I don’t need to remember to pay by a certain date as it comes out automatically but I am usually reminded that the payment is coming up so I have enough in my bank account. Reviewed on: 9th June 2026

Perfect pay in 3, horrendous customer service

The pay in 3 option is great, no hidden fees and you can choose to make a payment early if you want however, when something goes wrong, such as an unauthorized transaction that you didnt make, the customer service team just brush you off and say there isn't anything suspicious so I would recommend not keeping your card details on there just to be safe and ensure this wont happen to you. Reviewed on: 9th June 2026

Easy to use every time I use it.

Easy to use every time I use it. Easy to use Reviewed on: 9th June 2026

Very efficient with refunds when things go wrong

Very efficient with refunds when things go wrong Reviewed on: 9th June 2026

Easy on money and great service.

Easy on money and great service. It helps when you need money to buy something important. Reviewed on: 9th June 2026

pay in 3 is for me

pay in 3 allows me to purchase goods i would otherwise not be able to so thanks to PAYPAL Reviewed on: 9th June 2026

I LOVE PAYPAL.

I LOVE PAYPAL. I really like how easy it is to use, how quick i can make paments, and even split them in 3. Reviewed on: 9th June 2026

Paypal...

If you have a problems they get back to you straight away it’s just stress free Reviewed on: 9th June 2026

Simply simple

Simply simple, no hassle or issues when using this service. Gives you a peace of mind when paying with this method Reviewed on: 9th June 2026

I always feel my payments are safe when I use PayPal...

I always feel my payments are safe when I use PayPal and it’s so easy to use Reviewed on: 9th June 2026

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