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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77221 reviews)

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4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77221)

The only problem

The only problem I have with PayPal is that You cannot apply payments to specific purchases. ie things bought over say 4 month. this makes it seem as if you have to clear your whole balance in order to avoid further interest. Reviewed on: 9th June 2026

Always good and when I need them to take action agai...

Always good and when I need them to take action against scammers they have been first class Reviewed on: 9th June 2026

Easy to use, no contracts, interest free

It’s easy to use, no contracts, and it’s interest free. It’s like having a secret stash of cash you can dip into when needed. I’ve used it for emergencies and it’s quicker than calling your bestie. You can pay it off as soon as you have money. It’s way easier than relying on friends or family so keeps those relationships sweet. Reviewed on: 9th June 2026

The best

Easy to use and fantastic customer service Reviewed on: 9th June 2026

Fast and efficient.

Fast and efficient. Respond quickly when payment queried. Reviewed on: 9th June 2026

Paypal 10 ----foreign sites on ebay 0

Always use to pay someone new and never had a problem except with a chinese /indian site, not shein or temu goods were not as described and I ended up paying the postage to return them before i got my refund. so ended up with a refund of zero after deducting the postage . Reviewed on: 9th June 2026

Very convenient for high price ebay items

Very convenient for high price ebay items Reviewed on: 9th June 2026

It was easy to contact the helpline when I had queries.

It was easy to contact the helpline when I had queries. The matter was resolved quickly. Reviewed on: 9th June 2026

Been able to get good financial advice, support and...

Been able to get good financial advice, support and comfortability. Reviewed on: 9th June 2026

Easy and efficient to use.

Easy and efficient to use. Makes managing purchases simple and less stressful Reviewed on: 9th June 2026

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