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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77197 reviews)

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4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77197)

A helpful addition to PayPal's services

The option to pay for items over three months is a welcome aspect of PayPal's services. Being able to spread payments helps my monthly budget go a little further. It's easy to set up and receiving regular notifications is very helpful. It doesn't make sense to use it for everything, but for those extra, slightly more expensive items, it's very helpful. Reviewed on: 9th June 2026

always quick and easy to use.

always quick and easy to use. checkout goes smoothly and I appreciate having the extra layer of protection for my cards and details. widely accepted and I can secure it by my fingerprint which is reassuring and helpful Reviewed on: 9th June 2026

PayPal is quick to sort out a problem and refunds...

PayPal is quick to sort out a problem and refunds Reviewed on: 9th June 2026

Safe and secure

I use paypal for most of my transaction because it makes me feel safer and away fro fraud and also i am a beneficiary of the pay in 3 which has really helped me a lot. Reviewed on: 9th June 2026

I like using paypal, however i do find it hard to sp...

I like using paypal, however i do find it hard to speak to someone when i have a question Reviewed on: 9th June 2026

Absolutely delighted with the service I’ve received...

Absolutely delighted with the service I’ve received since I signed up, I feel safe using PayPal always knowing I’m on a secure site & the transactions are straightforward & reliable Reviewed on: 9th June 2026

PEACE OF MIND

I CANNOT FIND FAULT WITH PAYPAL IT IS SAFE AND IF THERE IS A PROBLEM WITH A PURCHASE IT IS SORTED VERY QUICKLY . PEACE OF MIND IS IMPORTANT Reviewed on: 9th June 2026

I use the pay in 3 regularly.

I use the pay in 3 regularly. It's easy to use and why pay all when you have an option of spreading cost over 3 payments, intrest free. Reviewed on: 9th June 2026

Highly Professional Service

Professional, courteous and friendly staff always willing to help. Reviewed on: 9th June 2026

I find the pay later service very helpful,especially...

I find the pay later service very helpful,especially if you are between pay days.and also the pay in three service is very good,especially if you are making a large purchase, Reviewed on: 9th June 2026

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