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PayPal: Pay in 3 reviews

4.76
Based on 76,357 reviews, last reviewed 26th Jun 2026
5087700% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was struggling financially and couldn’t get parts... I was struggling financially and couldn’t get parts for my car , PayPal had helped with PAY IN 3 with a small and convenient amount and I was really s... Read more Reviewed on: 26th June 2026
Vasilica C's avatar
Vasilica C

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (76378)

I used this service for a larger purchase.

5
I used this service for a larger purchase. PayPal made the repayments easy, clear, and manageable. Reviewed on: 9th June 2026

Reliable and Secure

5
PayPal continues to deliver a reliable and secure payment experience. Transactions are processed quickly, my information feels well‑protected, and the platform is easy to navigate. I appreciate the added layers of security, the smooth checkout process, and the convenience of sending or receiving money without complications. Overall, it’s a dependable service that gives me confidence every time I use it. Reviewed on: 9th June 2026

Securely purchase goods

5
Easy to use. I’ve got security and peace of mind that my bank account is safe, My purchases have back up should anything go wrong. Reviewed on: 9th June 2026

recommend it to my friends

5
Very easy to use recommend it to my friends Reviewed on: 9th June 2026

I speak proudly about PayPal because many times I ha...

5
I speak proudly about PayPal because many times I have had them fight for me with sellers and get back my money for wrong items posted to me or where I was over charged. Sometimes items that arrived faulty. Also being able to pay later at my convenience. Thank you PayPal. Reviewed on: 9th June 2026

Neither good or bad

5
I’ve not had a very good or bad experience, I mainly use it for transferring money or paying small bills Reviewed on: 9th June 2026

I have been able to spread the cost of my purchases...

5
I have been able to spread the cost of my purchases by using paying 3 with PayPal which is really helped me to manage my finances particularly around the time of Christmas and birthdays Reviewed on: 9th June 2026

It is sometimes hard to find out who the payee is as...

5
It is sometimes hard to find out who the payee is as I have had a few fraudlent transactions on the account and you cant speak to an actual person. Reviewed on: 9th June 2026

PayPal is the best

5
PayPal is the easiest and most convenient way to shop. I love the fact my bank details are secure with PayPal and there is no need to add bank details every time I shop. If there is an issue with an order, PayPal with sort it out. I have also been send a physical card which allows me to use PayPal where ever I go now. The pay in 3 is a life saver. I love PayPal the best payment method ever! Reviewed on: 9th June 2026

A Quick and Easy Way to Spread the Cost

5
A really easy way to spread the cost of a holiday. The process took no time at all and it was free! I will definitely use Pay in 3 again. Reviewed on: 9th June 2026

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