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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101275 reviews)

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4.76

Based on 101,274 reviews, last reviewed 9th Aug 2026

88% increase in 5 star reviews

in the past 90 days

94% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101275)

Unremarkable in the best way

Between transfers and short term loaning, the experience has repeatedly been simple and unremarkable in the best way. Reviewed on: 7th July 2026

Used for years.

Used for years. Never any issues Reviewed on: 7th July 2026

I have used PayPal for over 20 years and never had a...

I have used PayPal for over 20 years and never had an issue they didnt solve. Reviewed on: 7th July 2026

Never had any problems its easy to use and I put th...

Never had any problems its easy to use and I put the dates in my calender for reminders even though you are told when next payment due so you know its coming out of your account.Lots more online shops are giving you this as an option which is great 10/10 Reviewed on: 7th July 2026

Always easy to use and quick.

Always easy to use and quick. It’s good that it’s 0% interest too. Feels safe to use. Reviewed on: 7th July 2026

Pay in 3 service is reliable and convenient it’s hel...

Pay in 3 service is reliable and convenient it’s helps me a consumer to spread my cost across 3 months. Paypal is accepted across multi websites. it supports and protects the consumer Reviewed on: 7th July 2026

First choice for payments online

I have used PayPal for many years, first starting using it when I joined ebay many years ago, customer service is always helpful and will resolve any problems quickly. Simple to use the app also. I have used Klarna, but always go back to PayPal, pay in 3 is so useful when you want to treat yourself but just can't afford the whole amount, 3 simple payments, a great idea. Reviewed on: 7th July 2026

Always exceptional, staff go above and beyond

Always exceptional, staff go above and beyond Reviewed on: 7th July 2026

I have use paypal for years and when you get proble...

I have use paypal for years and when you get problems with a seller they fix it for you ,I will be using PayPal as long as I can. Reviewed on: 7th July 2026

I always someone you can trust

I always feel that PayPal has my.back. Any time anything has gone wrong PayPal is not quick to fix it. It’s like having a trusted friend looking after me Reviewed on: 7th July 2026

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