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PayPal: Pay in 3 reviews

4.76
Based on 76,357 reviews, last reviewed 26th Jun 2026
5087700% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was struggling financially and couldn’t get parts... I was struggling financially and couldn’t get parts for my car , PayPal had helped with PAY IN 3 with a small and convenient amount and I was really s... Read more Reviewed on: 26th June 2026
Vasilica C's avatar
Vasilica C

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76388)

I use pay in 3 regularly. It’s so easy

5
I use pay in 3 regularly. It’s a great way of budgeting more expensive items and is so easy to set up. Also, if I have had to return an item the money is refunded very quickly. I will definitely keep on using it as it’s so convenient Reviewed on: 9th June 2026

Straight forward and email alerts to advise what pay...

5
Straight forward and email alerts to advise what payment is due. Reviewed on: 9th June 2026

Fast, Reliable, and Beyond Expectations

5
The services provided are fast, efficient, and excellent—far exceeding my expectations. I transferred money through the platform, and the transaction was completed seamlessly within seconds. Additionally, the Buy Now, Pay Later (Pay in 3) option is outstanding, offering a convenient and flexible payment solution with no hidden interest or unexpected charges. Overall, my experience with PayPal has been smooth, reliable, and highly satisfactory. Reviewed on: 9th June 2026

Good deals for easy payments.

5
Good deals for easy payments. Good customer service. Never had any problems. Reviewed on: 9th June 2026

An easy way to spread costs

5
This is a very easy and straightforward way to spread the cost of some purchases without adding extra fees and taxes. I use it often and find it extremely helpful- furthermore, you can manage payments on the app, making payments earlier or even keeping track of your expenses. Reviewed on: 9th June 2026

PayPal offer excellent services.

5
PayPal are a life saver for me. The pay-in-3 is excellent. Reviewed on: 9th June 2026

Excellent service, easy and simple to use.

5
Excellent service, easy and simple to use. Reviewed on: 9th June 2026

Easy to use Pay in 3

5
Easy to use Pay in 3 and a good opportunity to pay in 3 installments instead of one lump sum. Reviewed on: 9th June 2026

Easy life

5
3 months free loan scheme is best Reviewed on: 9th June 2026

A fantastic easy way to spread payments

5
A fantastic easy way to spread payments Reviewed on: 9th June 2026

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