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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76332 reviews)

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4.76

Based on 76,319 reviews, last reviewed 25th Jun 2026

5084100% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76332)

Excellent service

Excellent service. We reliable. They resolve faster Reviewed on: 9th June 2026

I pay for my heating oil with PayPal in three monthl...

I pay for my heating oil with PayPal in three monthly installments. Without this I would not survive until the next payday. Reviewed on: 9th June 2026

Its nice and easy but I wish there was a feature to...

Its nice and easy but I wish there was a feature to pay someone with your personal details concealed. Especially if your paying for Online items. Purchase still traceable but pick a name for them to see that they know will be you Reviewed on: 9th June 2026

Well given our current living cost crisis, this serv...

Well given our current living cost crisis, this service certainly helps and eases the pressure of day to day costs. Being able to afford holidays for example spreading over 3 months with no interest is a win win. Reviewed on: 9th June 2026

Quick, efficient solution.

Quick, efficient solution to budgeting over a short and manageable period Reviewed on: 9th June 2026

Pay in 3

Use pay pal pay in 3 regular it’s easy to navigate and a great way to spread the cost Reviewed on: 9th June 2026

Good to use as pay in 3

Good to use but % fee is higher than wise or remitly Reviewed on: 9th June 2026

Keeps your budgeting under control

I use the pay in 3 quite a lot. It lets me budget more efficiently. Great communication via reminders for payment dates too. Reviewed on: 9th June 2026

I always use PayPal to make transactions as I feel m...

I always use PayPal to make transactions as I feel my money is a lot safer Reviewed on: 9th June 2026

I was buying something second-hand online from a sel...

I was buying something second-hand online from a seller I didn’t know. I was a bit unsure about sending money directly, so I used PayPal because I’d heard it offers buyer protection. I sent the payment through PayPal in a couple of clicks, and the seller got it instantly. They shipped the item the next day and sent tracking details through PayPal’s message system. A few days later, the parcel arrived exactly as described. What made it feel good for me was the reassurance—if something had gone wrong, I knew I could open a dispute. But everything went smoothly, so I just confirmed delivery and moved on. It felt simple, safe, and quicker than bank transfers or waiting for card payments to clear. Reviewed on: 9th June 2026

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