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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101274 reviews)

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4.76

Based on 101,274 reviews, last reviewed 9th Aug 2026

88% increase in 5 star reviews

in the past 90 days

94% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101274)

3 payments us helpful

I bought a jacket with 3 payments and found it very helpful as the jacket was over £1000 Reviewed on: 7th July 2026

I have always had a positive experience when using P...

I have always had a positive experience when using PayPal Reviewed on: 7th July 2026

My first time using PayPal l was surprised that l c...

My first time using PayPal l was surprised that l could pay in 3, made up ! Reviewed on: 7th July 2026

I Appreciate the pay in 3 method option when needed,...

I Appreciate the pay in 3 method option when needed, there's definitely enough online stores that use it now to support this and would hope in future it can have an impact on your credit score. So far so great and hope to keep using it as it is beneficial to spread your living costs and other spending. Reviewed on: 7th July 2026

All good

Easy to use. Really convenient. No worries 3 i is excellent Reviewed on: 7th July 2026

Never had any problems on Paypal and the easiest way...

Never had any problems on Paypal and the easiest way to share money with my friends and family overseas Reviewed on: 7th July 2026

Never occurred any issues.

Never occurred any issues.. easy way to pay Reviewed on: 7th July 2026

PayPal is quick and easy to use.

PayPal is quick and easy to use. I’ve used it to send and receive money and the app is a handy tool. I think there should be a separate button to simply transfer money from you PayPal into your bank as this would make it even easier and quicker to use. Reviewed on: 7th July 2026

Secure, safe, peace of mind.

Easy and safe to use, ability to spread cost using pay in 3 makes it easier for me to budget. When I’m buying something online I always look for PayPal to pay and tend to look elsewhere if it isn’t available. That they will automatically help if things go wrong gives me peace of mind. Reviewed on: 7th July 2026

Very good its easy to use and a very...

Very good its easy to use and a very helpful tool Reviewed on: 7th July 2026

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