Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Would recommend

5
I use PayPal for most of my online payments, I have trust in it and feel confident my money is safe. I also like the ability to transfer and request money safely. I have in the past needed to dispute a payment, I found their customer service to be very helpful and supportive. I would definitely recommend PayPal to others for personal and business use. Reviewed on: 7th July 2026

I've enjoyed my experience never had an issue

5
I've enjoyed my experience never had an issue Reviewed on: 7th July 2026

Paypal are always a convenient option for making pay...

4
Paypal are always a convenient option for making payments with credit available to break purchases into a number of payments for those who need it. I’ve been entirely pleased with their flexibility. Reviewed on: 7th July 2026

Great service efficient and easy

5
Great service efficient and easy Reviewed on: 7th July 2026

PayPal experience has been reliable, safe and withou...

5
PayPal experience has been reliable, safe and without issue Reviewed on: 7th July 2026

Used PayPal for years now without any problems at all.

5
Used PayPal for years now without any problems at all. Would not hesitate to recommend as a safe method of payment. Reviewed on: 7th July 2026

Fantastic experience with PayPal, fast and secure.

5
Fantastic experience with PayPal, fast and secure. Reviewed on: 7th July 2026

So quick and easy to apply.

5
So quick and easy to apply. Gives you peace of mind knowing you don’t have to pay in full. Payments are spread out and you get reminders well in advance to let you know when your next payment is due. If people asked for my opinion on Paypal. I would 100 percent recommend. You will not be disappointed. Reviewed on: 7th July 2026

Safe and straightforward to use

5
Easy to use and I trust in the system and believe my details are safe and so are the transactions. I also like the flexibility of being able to use different cards, and pay in 3. I can access it from my lap top tablet and phone which is also great and I know it’s secure. Reviewed on: 7th July 2026

I like to keep a track of what I spend.

5
I like to keep a track of what I spend and with PayPal pay in3 it is much easier to do, and keeps me in touch with how much is coming out of my bank each month. I have never had any problems at all with paying this way. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181111 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products