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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 73,749 reviews, last reviewed 19th Jun 2026
4839900% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

handy to have the pay 3 is ideal to have when shopping for things when waiting for your next pay day Reviewed on: 19th June 2026
lol wood's avatar
lol wood

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73749)

Incredible.

5
Incredibly easy to use, good communication. Reviewed on: 8th June 2026
Bw's avatar
Bw

Never failed me

5
Never failed me. Always works, helps me spread my money out without entirely spending loads at once. Very very helpful for expensive train tickets in particular Reviewed on: 8th June 2026
Alex B's avatar
Alex B

User friendly and plenty of options

5
Easy to transfer money, pay & split bills and provides confidence when buying online Reviewed on: 8th June 2026
steven c's avatar
steven c

Reliable Payments Made Easier with Pay in 3

5
I've had a great experience using PayPal, especially their Pay in 3 feature. It allows me to spread the cost of purchases over three interest-free payments, which makes managing my budget much easier. The application process is quick, payments are clearly scheduled, and everything can be tracked easily through the app. I also appreciate the added security PayPal provides when shopping online. Transactions are fast, reliable, and accepted by many retailers. Overall, PayPal has made online payments more convenient and flexible, and the Pay in 3 option is one of the main reasons I continue to use it. Reviewed on: 8th June 2026
AS's avatar
AS

Automated payments made it easy to use and 3 months...

5
Automated payments made it easy to use and 3 months interest free is great. There is an option to pay in advance before the due date every month. I did not opt for this however it’s great to have as an option. Reviewed on: 8th June 2026
GG's avatar
GG

Pay pal pay in 3

5
Pay pal pay in 3 is always an easy option to spread costs and there’s nearly always that option in my experience Reviewed on: 8th June 2026
Gareth H's avatar
Gareth H

Always positive

5
Always positive: simple, quick and easy. Convenient. Always feels secure. Reviewed on: 8th June 2026
Macaulay G's avatar
Macaulay G

The convenience of spreading the cost across three p...

5
The convenience of spreading the cost across three payments helps immensely with no interest. Reviewed on: 8th June 2026
K K's avatar
K K

Very good and very easy to use.

5
Very good and very easy to use. Helps to spread out payments Reviewed on: 8th June 2026
Aidan M's avatar
Aidan M

PayPal Pay in 3. Great experience

5
I love PayPal Pay in 3. It’s a great product that makes managing payments easy and flexible. The app is simple to use, communication is always clear and timely, and the service has been excellent. It’s a convenient way to spread the cost of purchases while staying in control of my finances. Reviewed on: 8th June 2026
Lou K's avatar
Lou K

Review PayPal: Pay in 3 now

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