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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101271)

It was easy, clear and helpful.

It was easy, clear and helpful. Good conversation, reminding in time Reviewed on: 7th July 2026

Really easy to use, available on a range of brands a...

Really easy to use, available on a range of brands and websites giving good flexibility and affordable options Reviewed on: 7th July 2026

Trustworthy company.

Trustworthy company. Always helpful and do what they advertise in my opinion Reviewed on: 7th July 2026

Great for spreading the cost.

Always a good option to spread the cost with zero interest. Payment plan is always transparent - how much will be paid, and when. Plus the payment emails are a helpful reminder of what is coming out of your bank in month 2 and 3. Reviewed on: 7th July 2026

Easy enough to do.

Easy enough to do. Worked out perfectly. And was clear when payments would come off Reviewed on: 7th July 2026

PayPal is very good and very secure

PayPal is very good and very secure Reviewed on: 7th July 2026

I use it a lot.

I use it a lot. It helps to spread the cost. Makes sure I don't take too much from my bank account. If I have been caught out with fraud or not recieved goods PayPal sort it out straight away. Reviewed on: 7th July 2026

I have found it really easy to use paypal pay in 3.

I have found it really easy to use paypal pay in 3. It helps when buying more expensive things. Payments are taken monthly so no need to worry about forgetting to pay. It's a great help if you don't have the full amount and no interest. Reviewed on: 7th July 2026

I have found PayPal a great way to spread payments,...

I have found PayPal a great way to spread payments, it’s easy to use, to track details and see options. I’ve also found it fabulous if on the rare occasion I’ve ever had to dispute a product. Reviewed on: 7th July 2026

The process of using PayPal generally easy...

The process of using PayPal is generally easy, I sometimes have difficulty working out where to find things on the app but not a huge problem, and not enough to stop me using or feel safe/secure using PayPal to complete purchases. Reviewed on: 7th July 2026

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