Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,259 reviews, last reviewed 4th Aug 2026
145% increase in 5 star reviews
in the past 90 days
177% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101260)

This is honest review from the heart!

5
This is honest review from the heart nothing here is made up. I started using PayPal many many moons ago when perhaps it was not much known here in uk , mostly for my eBay purchases. I found it easy option to pay for my purchases, I had some sort of knowledge that it was secure . Years gone by and now I found myself using PayPal everyday for 99% of my online purchases. I use pay in 3 as well which helped me a lot . It helped me split my holiday pay and many more . Recently i got sent paypal card so I am yet to start using it. But already looking forward to it as love the look of the card :) as far as customer support.. I would rate it exactly. I have been scammed once , someone used my account to pay for Pizza Hut take away in London ( which is about 4 h drive away from me, I rang PayPal customer service and lovely man with I believe American accent sorted it almost immediately. I recived my money back and he went through more advance security measures with me. All straight forward. So me personally I can’t complain I had nothing but positive experience with PayPal and as my account grows I am looking forward to using it everyday. Reviewed on: 7th July 2026

It is easy and secure.

5
It is easy and secure. I particularly like the 3 payments aspect Reviewed on: 7th July 2026

Excellent

5
Straight forward easy to navigate Reviewed on: 7th July 2026

My thoughts on PayPal

5
Always a good and safe experience trustworthy and helpful Reviewed on: 7th July 2026

Pay in 3 is excellent and

5
Pay in 3 is excellent each to set up Reviewed on: 7th July 2026

It's a great service, being able to pay in 3 is so h...

5
It's a great service, being able to pay in 3 is so helpful, stressless. Reviewed on: 7th July 2026

Pay in three is a good option to have.

5
Pay in three is a good option to have. I like the new incentive they have to collect points which turns into money which you can use against future purchases. Reviewed on: 7th July 2026

PayPal protection

5
I love to use PayPal as I feel I have a stronger security to protect my back accounts and card. I look for online shops that accept PayPal Reviewed on: 7th July 2026

Excellent service all round.

5
Excellent service all round. Only way to move money with security in mind Reviewed on: 7th July 2026

Pay in 3 - Pain free!

5
Easy to arrange, repayment arrangements were very clear and was good to get a reminder when payments were due. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181104 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products