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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

I like pay on 3 - 0% interest, thanks ...

I like pay on 3 - 0% interest, thanks Reviewed on: 7th July 2026

Very easy to set up and use.

Very easy to set up and use. I often use it for quick access when on the move Reviewed on: 7th July 2026

Pay in 3. Simple and effective- a great offering

Have used pay in 3 multiple times. Never any issues, clear expectations set. Can't fault it at all Reviewed on: 7th July 2026

It’s great being able to spread the cost

It’s great being able to spread the cost of the item I buy over a few months. Reviewed on: 7th July 2026

Safe transactions, 0% interest on pay in 3 payments,...

Safe transactions, 0% interest on pay in 3 payments, useful service Reviewed on: 7th July 2026

Pay in 3 I have used several times.

Pay in 3 I have used several times. A big help with big purchases Reviewed on: 7th July 2026

I have use pay in 3.

I have use pay in 3. This helps me to get what I want without having to pay interest Reviewed on: 7th July 2026

Very easy to use and always needed when money is a b...

Very easy to use and always needed when money is a bit low great for paying holidays. Reviewed on: 7th July 2026

Safe transaction

Reliable safe transactions 5* better than having to give your credit card details to companies you might not trust, I always opt for PayPal check out were possible saf Reviewed on: 7th July 2026

Great service

With pay pal I know they would have my back if I had a issue with a creditors and there is pay in 3 which helps if you happen to be short of savings one month Reviewed on: 7th July 2026

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