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PayPal: Pay in 3 reviews

4.76
Based on 101,259 reviews, last reviewed 4th Aug 2026
145% increase in 5 star reviews
in the past 90 days
177% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101259)

PayPal is superb

5
PayPal is as. Expect way to pay off for things and the app is fantastic Reviewed on: 7th July 2026

With every thing about PayPal it is instant.

5
With every thing about PayPal it is instant. Purchases of even moderat amounts can be split into three monthly payments with out interest which is very convenient if you need to make several purchases one month and perhaps none the next month Reviewed on: 7th July 2026

I have found the PayPal pay in 3 extremely helpful i...

5
I have found the PayPal pay in 3 extremely helpful in assisting me with my budget. It is great that the payments are on the same day each month. Reviewed on: 7th July 2026

Good but can be great

3
The app is not great. I tried several times to pay later or in 3 payments, but it never worked. Reviewed on: 7th July 2026

Reliable

5
Always know that if I have a problem PayPal will sort it out for me Reviewed on: 7th July 2026

No more pay in 3.

3
Always liked PayPal but for some reason I cannot get pay in 3 anymore. I have used this many times to spread the costs of my purchases. Nothing has changed with my financial position, just don’t understand. Reviewed on: 7th July 2026

Brilliant service with no form filling, easy to set...

5
Brilliant service with no form filling, easy to set up and schedule the payments across 3 months - very useful to the consumer! Reviewed on: 7th July 2026

I’d had good results with PayPal I’d feel safe using...

5
I’d had good results with PayPal I’d feel safe using PayPal Reviewed on: 7th July 2026

Great way to spread out larger costs

5
Great way to.spread out payments, easy to apply. Worked really well with no issues. Reviewed on: 7th July 2026

Paypal is easy and safe to use

5
I pay for every on line purchase with paypal. Its easy to use and a really safe method of payment. That means a lot on todays world of online shopping Reviewed on: 7th July 2026

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