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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

All was fine with three items I bought on pay in three.

All was fine with three items I bought on pay in three. Helped spread the cost. Reviewed on: 7th July 2026

Affordable way to purchase pricier goods

PayPal has been great for me to purchase higher priced products over 3 payments which make it more affordable Reviewed on: 7th July 2026

Easy and convenient

PayPal is convenient and straightforward to use, the pay in 3 option helps spread the cost of higher value purchases and make it easier to manage money when needed. The reminders and information means you never get caught out or fall short of meeting payments. Reviewed on: 7th July 2026

PayPal pay in 3

Always helps to use PayPal pay in 3.great to be able to split payments Reviewed on: 7th July 2026

Very good service, help with spreading the cost

Very good service, help with spreading the cost Reviewed on: 7th July 2026

A helpful way to manage bigger purchases

I use Paypal as my preferred payment method wherever possible, and pay in 3 is a brilliant tool for allowing me to split larger purchases over 3 months, without having to remember to make the payment manually, and with no interest charged. I've used this feature many times, and have never had any complications. You know upfront the exact amount that will go out and on the specific day, and can check these scheduled payments at any time, for peace of mind. It is also really helpful they send an email a few weeks before the 2nd and 3rd instalments are due as a reminder, so it is never a panic of why has a payment come out. The application takes seconds, and you can have multiple plans open at once. I use it as a way to manage my money, for purchases i could afford to make in one go but want to leave more in my bank account just incase something unexpected pops up. Reviewed on: 7th July 2026

Safe and easy

A secure service that’s easy to use Reviewed on: 7th July 2026

Been using PayPal over 20 years.

Been using PayPal over 20 years. Only had a couple of issues but they were swiftly dealt with that's why I still use them they always want to make sure I am happy with the service yet go out their way to make sure you are happy. The customer service was outstanding, well done PayPal. Everyone I know now use PayPal because I've recommended it to them because of how long I have been using PayPal. Any platform I use accept PayPal which is also a big plus means that they are a recognised company Reviewed on: 7th July 2026

Use paypal

Easy to use excellent service no problem if ever there has been a problem Reviewed on: 7th July 2026

Great and easy to use service.

Great and easy to use service. I Love having my paypal account and the ease it provides to be able to pay in 3. Reviewed on: 7th July 2026

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