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PayPal: Pay in 3 reviews

4.76
Based on 101,259 reviews, last reviewed 4th Aug 2026
145% increase in 5 star reviews
in the past 90 days
177% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101259)

Easy to use, makes big purchases easier and manageable

5
Easy to use, makes big purchases easier and manageable Reviewed on: 7th July 2026

I have used PayPal for years and it is an asset

5
I have used PayPal for years to send money abroad to family it is always a smooth transaction with little extra cost I have also used the payback in 3 months offer which is a great help financially Reviewed on: 7th July 2026

Always been happy with service.

5
Always been happy with service. I've been with PayPal for over 15urs Reviewed on: 7th July 2026

Great service cannot recommend enough

5
It's fast and efficient,I don't like to take loans etc but embrace using the pay in 3 options.it really makes paying off easier and I have bought things I'd otherwise not due to not having the money at the time Reviewed on: 7th July 2026

Trustworthy and informative easy to use

5
Trustworthy and informative easy to use Reviewed on: 7th July 2026

Easy, efficient and affordable,

5
Easy to use, any problems, paypal sort them out quickly and efficiently Reviewed on: 7th July 2026

A very convenient way to pay for something by a comp...

5
A very convenient way to pay for something by a company that manages the transaction with process, security and diligence. Reviewed on: 7th July 2026

Very positive and worthwhile, I will most definitely...

5
Very positive and worthwhile, I will most definitely be recommending to friends and family. It makes life so much easier and I am confident it’s secure. Reviewed on: 7th July 2026

Excellent way of spreading payments

5
I've been able to use Pay in 3 at various companies for many different items, from theatre tickets to electricaI. It's so convenient being able to spread large payments in this way. Reviewed on: 7th July 2026

Very useful

5
Very quick to set up and excellent for spreading large payments out, interest free Reviewed on: 7th July 2026

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