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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

A simple service

Used the service several times and I have never had any issue. It's quick and easy and there's no real fuss setting it up. Will definitely come tinue to use. Reviewed on: 7th July 2026

Make life easier as a mom

Paypal pay in 3 really helped me as i couldnt afford what i needed in one go so i used paypal pay in 3 .I was then able to spread the coat over 3 payments and i bearly missed the money as tge payments were small and easy to maintain .Thank you paypal as it really made a difference being a mom of 3 kids it made a massive impact on our family having this payment optiom in place. Reviewed on: 7th July 2026

I've used paypal for years.

I've used paypal for years. They have improved recently wether you use the pay in 3 or just as a form of payment you know they are safe and secure. I recently returned some garden chairs.and couldn't contact the supplier. Paypal resolved the situation and promptly paid the refund. Reviewed on: 7th July 2026

Always prompt and efficient service, customer care f...

Always prompt and efficient service, customer care far improved Reviewed on: 7th July 2026

Gave me an opportunity to purchase higher priced pro...

Gave me an opportunity to purchase higher priced products and spread the cost with a lower credit score. My ex husband financially ruined me and paypal pay in 3 has helped me give my children better things that I wouldn't necessarily have been able to get. Reviewed on: 7th July 2026

Excellent flexible payment no interest

Excellent flexible payment no interest Reviewed on: 7th July 2026

PayPal is one of the best financial apps because it...

PayPal is one of the best financial apps because it actually helps when you need it most. I ran out of money while fixing my car and had to buy a new AC compressor. After choosing the part, I realised I didn’t have enough for the full payment. PayPal’s 3 interest‑free payments saved the day. The moment I selected the option, the payment went through, and the mechanic could continue the work. It was a huge relief. Now I can pay the full amount in three easy instalments, at my own pace. That’s why PayPal is the best; it gives you flexibility exactly when you need it. Reviewed on: 7th July 2026

PayPal is the one for me!

Using PayPals Pay in 3 service is interest free, free from additional costs, and doesn't affect your credit score. I can easily open the free app whenever I want to check when my payments are due, as well as receiving email notifications of said payments in advance and after payment is complete. This service helped me buy critical safety gear for my motorcycle based commute that I simply couldn't afford to pay for up front in whole. And don't forget the 24/7 free app based customer support chat service, which has never let me down when I needed clarity on payments, timings or conditions. It's more like a friend loaning you money than a service! Reviewed on: 7th July 2026

Excellent service.

Excellent service. Always purchase online through PayPal as feel that my details are safe and secure. Any disputes or issues are promptly dealt with and resolved. Reviewed on: 7th July 2026

I love the security that PayPal gives you when using...

I love the security that PayPal gives you when using it . I use it wherever it can be used including groceries Reviewed on: 7th July 2026

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