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PayPal: Pay in 3 reviews

4.76
Based on 101,259 reviews, last reviewed 4th Aug 2026
145% increase in 5 star reviews
in the past 90 days
177% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026
Jessica M's avatar
Jessica M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101259)

Being able to get hoovers

5
I have had a very good experience giving me the opportunity to have good s I could not of not afford Reviewed on: 7th July 2026

Easy and secure way to pay.

5
Easy and secure way to pay. Used by many retailers. It’s good that they have options for paying in instalments as it means you can spread the cost over a few months which is really helpful for things like Christmas. Reviewed on: 7th July 2026

Love paypal pay in 3.

5
Love paypal pay in 3. It let's you break down a large payment (up to £800 i think) into 3 monthly payments. You can even pay it off early if you want. No interest on payments which is a bonus, it shows paypal isnt charging for this service. I use this all the time. Tells you when your payment is due & how much. So greatful for this service. My last purchase was 4 tyres for my car from an online supplier, i was able to buy them using pay in 3 which broke down the price for me. Can't rate paypal pay in 3 enough. 5* service but would give more if i could. Fantastic customer service & never had any hassle from paypal. Top company & service. Reviewed on: 7th July 2026

Years of Trust, Security and Excellence

5
I have been using PayPal for many years, and it has never let me down. It's fast, secure, and incredibly easy to use, giving me complete confidence every time I make or receive a payment. What sets PayPal apart is the trust it has built over the years. Its reliability, strong security, and seamless user experience make it my first choice for online transactions. Thank you, PayPal, for consistently delivering excellence. You've earned my loyalty, and I highly recommend your services to anyone looking for a safe and dependable payment platform. Reviewed on: 7th July 2026

Always reliable and I feel my money is secure

5
Always reliable and I feel my money is secure Reviewed on: 7th July 2026

Great for larger purchases

5
Ideal for larger purchases to pay over 3 months, more affordable Reviewed on: 7th July 2026

Great for stretching your budget

5
I was quite quickly accepted for the 'pay in three' offer, and I've found it really helpful for paying for more expensive things that I wouldn't be able to pay for all in one payment. It means I can stretch my budget more easily, without the hassle or worry of applying for credit, which I might not be eligible for Reviewed on: 7th July 2026

Love PayPal

5
Love PayPal it’s the safest way to pay, very secure and love pay in 3 5* Reviewed on: 7th July 2026

Super simple to use and great support/ offering

5
Super simple to use and great support/ offering Reviewed on: 7th July 2026

Totally reliable online payment system

5
I have used PayPal for a number of years. It gives me a sense of protection from the awful scammers of which I was a victim! Fortunately I paid through PayPal and they investigated on my behalf and refunded me when fraud was discovered. I also use the pay in 3 for lots of my larger purchases so that I have the convenience of spreading out the cost without paying anything extra! Reviewed on: 7th July 2026

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