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PayPal: Pay in 3 reviews

4.76
Based on 101,257 reviews, last reviewed 3rd Aug 2026
178% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is really handy. I've used Pay in 3 a few times. I find it great that I can spread the cost of an item just for a short time, knowing that I'll easily be able to make ... Read more Reviewed on: 3rd August 2026
Vanessa J's avatar
Vanessa J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101259)

Happy customer

5
Never had a problem and straightforward to use Reviewed on: 7th July 2026

Safe & Easy to Use

5
Easy to use, stores payees for repeat uses and a safer way to pay. Reviewed on: 7th July 2026

Easy use, detailed payment dates, no hidden fees or...

5
Easy use, detailed payment dates, no hidden fees or scams overall the best pay in 3 experience I have had Reviewed on: 7th July 2026

How to make financial life easier

5
PayPal pay in 3 helped me buy things like concert tickets without having to pay it all at once which would probably discourage me. It is extremely easy to use and very helpful. Reviewed on: 7th July 2026

Perfect PayPal

5
Paying for goods in 3 payments is a great idea, especially as it is interest free. PayPal offers the Buyer protection and offers security Reviewed on: 7th July 2026

Has made buying so much easier as well budgeting pay...

5
Has made buying so much easier as well budgeting payments for upcoming months Reviewed on: 7th July 2026

Always a great experience

5
Always a great experience, the reminders are amazing so no payment slips your mind. They make budgeting money so much easier. Any problems, they’re super easy to get in contact with and very helpful. Reviewed on: 7th July 2026

Very good experience

5
Good experience , the pay in 3 is helpful, as for the customer service it is good Reviewed on: 7th July 2026

Instant decisions.

5
Instant decisions. Helps to pay gor goods Reviewed on: 7th July 2026

I usee paypal all the time for my purchases where it...

5
I use paypal all the time for my purchases where it is accepted. My payment is protected and I always feel safe using this payment method. I use pay in 3 quite regularly for large purchases. No fuss and easy to use and no interest too. Reviewed on: 7th July 2026

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