Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

View other PayPal products

4.76

Based on 101,257 reviews, last reviewed 3rd Aug 2026

178% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 is really handy. I've used Pay in 3 a few times. I find it great that I can spread the cost of an item just for a short time, knowing that I'll easily be able to make ... Read more Reviewed on: 3rd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101259)

Love pay in 3 for its ease and making things attaina...

Love pay in 3 for its ease and making things attainable in these austere times. It’s literally the best thing and has helped me loads Reviewed on: 7th July 2026

Pay in 3 well worth the availability

I have used the pay in 3 service several times over the last couple of years and have always been happy with the service and the availability to use it and pay for goods over 3 equal monthly payments, which was a great service when it wasn’t possible to pay for items outright. Reviewed on: 7th July 2026

Removed pay in 3

I got a new bank card and my pay in three got removed and I've not been able to use it again Reviewed on: 7th July 2026

I find it a very convenient and secure way of purcha...

I find it a very convenient and secure way of purchasing goods. It provides peace of mind. I also use it for the pay in instalments which is incredibly useful for spreading the cost of items. Reviewed on: 7th July 2026

Great way to spread the cost when purchasing items ...

Great way to spread the cost when purchasing items Reviewed on: 7th July 2026

Fantastic experience with pay in 3.

Always had fantastic experience with pay in 3. No issues and easy to use Reviewed on: 7th July 2026

Easy to follow.

Easy to follow. Very secure & helpful. Reviewed on: 7th July 2026

Easy to use, great service that i would recommend.

Easy to use, great service that i would recommend. Simple no fuss service. Reviewed on: 7th July 2026

Great service.

Great service. Seamless, secure, user friendly. Reviewed on: 7th July 2026

Pay in 3 installments with Paypal

I've been able to attend, participate in hugely enjoyable wild theatrical events, shows & concerts that otherwise I would have missed & never been able to afford by trusting in Paypal's Pay in 3 breakdown of a large lump payment into affordable monthly slices. Greatly appreciated. Absolutely worth it. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.39 from 564 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Argos card
from Argos 4.29 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181094 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub