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PayPal: Pay in 3 reviews

4.76
Based on 101,257 reviews, last reviewed 3rd Aug 2026
178% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is really handy. I've used Pay in 3 a few times. I find it great that I can spread the cost of an item just for a short time, knowing that I'll easily be able to make ... Read more Reviewed on: 3rd August 2026
Vanessa J's avatar
Vanessa J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101259)

Paypal has helped my cash flow

5
Paypal has seriously helped with my cash flow. It has allowed me purchase goods I thought I could never afford by simply spreading the payments with a payment plan. They even remind me when I have up coming payments. Really simple and easy company to work with. Reviewed on: 7th July 2026

Pay in 3

4
Very easy to apply for and excellent value. Reminder emails sent prior to each payment which is very helpful and gives time to make sure funds are available for the instalment. Reviewed on: 7th July 2026

Works for me zero issues in the years I’ve used it

5
Had PayPal absolutely years never had any issues we’re I’ve needed to raise disputes etc Reviewed on: 7th July 2026

Great service.

5
Great service. Straight forward and it is easy to keep on track of the pay in 3 payments. Great customer service and can be used for various purchases. Reviewed on: 7th July 2026

Very nice experience,helpful make life easier to pay...

5
Very nice experience,helpful make life easier to pay in 3 pay Reviewed on: 7th July 2026

Pay in 3 is really hand..

5
Pay in 3 is really handy for purchases that are a little over my monthly budget. Being able to spread the payments over 3 months make it more manageable Reviewed on: 7th July 2026

Service was as expected.

5
Service was as expected. Did what it said. Gave 0% interest over 3 months on the set date that the service was taken out. Cant complain. Reviewed on: 7th July 2026

Very good payment option, always use paypal without...

5
Very good payment option, always use paypal without a worry that they have my back if anything goes wrong. Reviewed on: 7th July 2026

Great little helper! Thanks Paypal

5
Always a great way to manage my spending and treat myself to some bigger items for my long term project! Thanks Paypal Reviewed on: 7th July 2026

Peace of mind when paying bills without having to gi...

5
Peace of mind when paying bills without having to give personal details. My first choice for purchasing online. Reviewed on: 7th July 2026

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