Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,256 reviews, last reviewed 2nd Aug 2026
186% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026
Marek L's avatar
Marek L

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101256)

My Go To for online payments.

5
I have used PayPal to send money and receive money. The Pay in 3 is an excellent way of enabling people to purchase items without paying interest. I always try and pay via PayPal because of the security and customer service it provides. Reviewed on: 7th July 2026

Couldn't ne easier

5
Always very easy to use and support is great Reviewed on: 7th July 2026

Trusted payment method

5
I’ve used PayPal for 15 years and I trust it. When they started using Pay in 3 it helped me to split my payments, especially with over 1000 payment Reviewed on: 7th July 2026

Safe way to pay

5
I always like to use PayPal to pay for things as it’s a trusting company and safer way to pay. I have recently used the pay in 3 which is a great idea to spread the cost over months and is a really good addition to Paypal Reviewed on: 7th July 2026

Very easy to use and reliable.

5
Very easy to use and reliable. I use paypal pay in 3 for larger purchases to help me out with having a big bill. I recommend it to everyone to help spread the cost a finacially difficult times. Reviewed on: 7th July 2026

Game Changer

5
I use Pay in 3 for most of my larger purchases, as I love having the flexibility to spread the cost over time. It makes budgeting much easier and gives me a bit more breathing room, especially if an unexpected expense comes up. Whenever Pay in 3 is available, it’s usually the payment option I naturally gravitate towards because it helps me manage my money in a way that feels more flexible and manageable. Reviewed on: 7th July 2026

Pay in 3 is amazing to have and so easy to use it gi...

5
Pay in 3 is amazing to have and so easy to use it gives you the flexibility to pay for a more expensive item knowing you can afford it Reviewed on: 7th July 2026

20 Years plus using PayPal

5
I’ve used PayPal for over 20 years. I have never experienced poor customer service and any issues which a rare have been dealt with very promptly to my satisfaction. I will continue recommending PayPal to friends and family any anyone else who asks my opinion. Reviewed on: 7th July 2026

Excellent service I have had nothing but great service

5
Excellent service I have had nothing but great service Reviewed on: 7th July 2026

Suits my financial needs.

5
Suits my financial needs. Flexible options if required. Prompt and reliable services. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181092 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products