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PayPal: Pay in 3 reviews

4.93
Based on 51,526 reviews, last reviewed 17th May 2026
2750600% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good experience, I like PayPal. good experience, I like PayPal. good experience, I like PayPal. good experience, I like PayPal. good experience, I like PayPal. good experience, I lik... Read more Reviewed on: 17th May 2026
Nelea C's avatar
Nelea C

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (51526)

I don't buy anything online unless I use PayPal .

5
I don't buy anything online unless I use PayPal . PayPal make it feel safer. Reviewed on: 18th April 2026

Well done PayPal!

5
All transactions go smoothly and the Pay in 3 is really helpful. Everything on the website is easy to understand - had no problems since joining many years ago. Thank you. Reviewed on: 18th April 2026

They provide easy way to pay for products online.

5
They provide easy way to pay for products online. Reviewed on: 18th April 2026

Refund explanation

5
I had an order refunded and the refund was split between my bank and PayPal balance, it appeared only part of the refund was received. I completed an online chat and the issue was explained quickly and clearly and the full balance was received in the timeframe explained Reviewed on: 18th April 2026

Always reliable and safe,

5
Always reliable and safe, no hassle if there is a problem with the seller. Reviewed on: 18th April 2026

Great service

5
Great service, I recommend this to everyone. Reviewed on: 18th April 2026

Good service

4
When able to you is it is good, and most of the time use to make sure product is as described. Then usually pay it of in full Reviewed on: 18th April 2026

I have found pay in 3 easy to use and set up.

4
I have found pay in 3 easy to use and set up. There’s always plenty of reminders of the payment coming up. It’s helped me budget better for large purchases without it getting heaped onto a credit card because I prefer to spend what I have Reviewed on: 18th April 2026

Great Service

5
Very useful and secure . Hassle free and money on the move. Reviewed on: 18th April 2026

Use paypal now for most transactions, especially wit...

5
Use paypal now for most transactions, especially with their Paypal+ debit card and rewards for using it. Much better than any other debit card provider. Their pay in three is excellent for larger purchases and the app is very stable and easy to use. Card transaction reciepts in email are a good bonus and make it easy to keep records. Reviewed on: 18th April 2026

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